Mortgage and Home Equity Underwriter Specialist I - Harrisburg, United States - PSECU

Description

PSECU, a high-tech progressive financial institution with more than $8 billion in assets, is seeking a Mortgage and Home Equity Underwriter Specialist. This position will underwrite Mortgage and Home Equity applications.

Benefits: We offer a competitive salary, excellent benefits and a great work environment. Along with excellent medical and retirement programs and a generous leave package, our workplace offers tuition reimbursement.

Employee Type: Full-time, Non-Exempt

Schedule: Monday-Friday 9AM-5PM

This position will be a hybrid model of both in person and remote with the minimum onsite expectation of 40%, or as needed. #LIHybrid

Minimum Starting Pay Rate: $45,630/year - Commensurate with experience

Candidate must be bondable and credit worthy.

DUTIES AND ACCOUNTABILITIES - Essential for this position:

1. Monitor and manage Mortgage and Home Equity queues to ensure loans are being conditionally approved and underwritten efficiently and accurately. Identify opportunities to improve workflows.
2. Underwrite 1stMortgage and Home Equity loans within scope of lending authority. Evaluate loan risks associated with individual mortgage files and determine credit worthiness of members per FNMA and PSECU Policy,Product Guidelines, and Underwriting Standards.
3. Reviews and analyzes basic Tax Returns and underwriting scenarios.
4. Review and Document Exceptions appropriately with Specialist II and/or Manager.
5. Assist with software testing accurately in a timely manner. Document results.

MINIMUM / PREFERRED EXPERIENCE AND EDUCATION:

Bachelor's degree,

And two years' experience in Mortgage Underwriting,

And three years' experience in Mortgage Processing capacity,

And trained in the use of automated underwriting systems,

Or any equivalent combination of experience and education.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR c)