- Process applications and verify accuracy for second mortgage openend and closedend loans; conduct loan interviews with members when necessary. Followup with members to obtain any documentation.
- Return calls and voicemails within a 24-hour business period.
- Provide all applicable disclosures for both fixed and variablerate loans.
- Calculate closing costs and provide a good faith estimate for closing costs to members.
- Process loan to include verification of employment, deposit accounts, and all liabilities in order to prepare application of verified information.
- Order and check credit report to determine credit worthiness of applicant based on industry standards for collateral/equity value.
- Approve or deny second mortgage openend and closedend loan applications under authority delegated by policy.
- Request and evaluate realestate appraisal to ensure proper guidelines are followed and final value is properly determined.
- Request flood certification to determine if property is or is not in a flood zone.
- Order title work from attorney.
- Obtain copy of current homeowners insurance and flood insurance (if applicable) and make sure mortgage clause is in favor of credit union.
- Establish repayment and interest schedule based upon loan guidelines and rates.
- Prepare closing package, researching and resolving all items in the closing package to ensure closing process is on time and documentation is complete and accurate.
- Originators/Processors must understand and are accountable for executing all job functions in a way that is consistent with all requirements for Federal/State regulatory guidelines, BSA, OFAC and the USA Patriot Act/Customer Identification Act (CIP). Note: Failure to comply with requirements may be subject to strong disciplinary action, up to and including termination by the credit union, as well as civil and criminal penalties.
- Ability to solve problems within established policies and procedures
- Ability to accept and perform new job responsibilities as needed
- Excellent communication skills (oral, written and listening), professional appearance and positive attitude
- Basic math skills required (ability to add, subtract, multiply, and divide using whole numbers, common fractions, and decimals)
- Have a thorough knowledge of Mortgage Lending Compliance and Lending Regulations.
- Good working knowledge of credit models and credit scoring
- High school diploma or equivalent and at least two years of related work experience, preferably in a financial institution
- Math Ability Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
- Reasoning Ability Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
- Computer Skills MS Word, Excel, Outlook, and PowerPoint.
- Must possess strong basic math skills, accuracy and attention to detail
- Must demonstrate an ability to understand and implement changing policies and procedures.
- Exceptional oral and written communication skills required.
- Must possess interpersonal skills including courtesy, tact, and diplomacy as they are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.
- Must successfully complete BSA training as required
- Employee must be bondable (insurable)
- Primarily in-door office work with quiet to moderate noise level.
- Occasional work outside the office.
- Occasional travel for business-related functions.
- Occasional evening and weekend schedules required.
- This is a full-time position. Days and hours of work are Monday through Thursday 8:00 a.m. to 5:00 p.m., Friday 8:00 a.m. to 5:30 p.m. and occasional Saturdays from 9:00 a.m. until 1:00 p.m. Saturday rotation required; May also require occasional travel for training as needed. Hours may change without notice.
- U.S. Citizenship
- Successfully passing a drug test for illegal drugs
- Successfully passing a background investigation
- 401K, With employee match and profit shares.
- Medical, Dental, Vision, Life, STD, LTD
- Paid Holidays
- Employee Education Assistance Program (Tuition Reimbursement). Contract required with Terms and Conditions.
- 16 Days of PTO (Paid time off) that begins accruing day one. (usable after 90 days)
- Employee Assistance Program (EAP)
-
Community Development Mortgage Loan Originator
2 weeks ago
Cadence Bank Ocean Springs, United StatesWhat The Role Is · Under general supervision, the mortgage loan officer is responsible for originating new mortgage · loan business for the bank by working with Realtors, Builders, past clients, and other referral · partners. · This Mortgage Lender will be responsible for par ...
-
Loss Mitigation Processor
22 hours ago
Hancock Whitney Gulfport, United StatesThank you for your interest in our company To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your accou ...
-
Loss Mitigation Processor
1 hour ago
Hancock Whitney Gulfport, United StatesThank you for your interest in our company To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your accou ...
-
Relationship Banker II
2 weeks ago
Regions Bank Gulfport, United StatesThank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, ...
-
Dentist
5 days ago
Sunnybrook Dentistry & Braces - a Benevis company Long Beach, United States*Please note: this position is located in Biloxi, MS. · Overview: · Work for a company that is truly making the world a happier place, one smile at a time At Benevis, we create over a million smiles a year in the communities we serve and believe that every person deserves access ...
-
Heavy Mobile Equipment Repairer
2 weeks ago
Department of Defense Gulfport, United StatesSummary · You will serve as a HEAVY MOBILE EQUIPMENT REPAIRER in the Expeditionary Maintenance Center of NAVAL FACILITIES ENGINEERING AND EXPEDITIONARY WARFARE CENTER. · Learn more about this agency · Help · Overview · * Accepting applications · * Open & closing dates · 04/25/202 ...
-
Registered Nurse
3 weeks ago
Select Medical Corporation Gulfport, MS, United States Full timeOverview · Critical Illness Recovery Hospital · Registered Nurse (RN) · Full Time - Days · Hours: 12 Hour Shifts · Pay: $ per hour based off of experience · Competitive shift differentials for nights and weekends · Sign on Bonus: $10,000.00 · Location: Select Specialty Hospital G ...
-
Registered Nurse
3 weeks ago
Select Medical Corporation Gulfport, MS, United States Full timeOverview · Critical Illness Recovery Hospital · Location: Select Specialty Hospital Gulfport · Registered Nurse (RN) · Sign On Bonus: $10,000 · Hours: 12 Hour Shifts- 7p-7a Night Shift · Starting Pay: $35.67 per hour + · Pay based on years of experience. · Competitive shift diffe ...
-
Collections Specialist
3 weeks ago
Hancock Whitney Gulfport, United StatesThank you for your interest in our company To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your accou ...
-
Licensed Practical Nurse
1 week ago
Amedisys Gulfport, United StatesOverview · PRN days · Are you a highly skilled and compassionate licensed practical nurse (LPN) looking for a rewarding career in homecare? If so, we invite you to join our team at Amedisys, one of the largest and most trusted home health and hospice companies in the U . S. · ...
-
Relationship Banker II
2 weeks ago
Regions Gulfport, United States Full timeThank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, ...
-
Morgan Stanley Harrison, United StatesAssistant Vice President U.S. Banks Business Risk New Product Approval Job Number: · Posting Date · :May 9, 2024 Primary Location · :Americas-United States of America-New York-New York Other Locations · :Americas-United States of America-New York-PurchaseEducation Level ...
-
Life Insurance Sales Agent
2 weeks ago
United Insurance Company of America Biloxi, United States Full timeDetails · Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe a high-performing culture, valuable opportunities for pe ...
-
Life Insurance Sales Agent
1 day ago
Kemper Biloxi, United States Full timeLocation(s) · Biloxi, Mississippi Details · Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe a high-performing cul ...
-
Pediatric Home Care Nurse
3 days ago
Aveanna Healthcare Garrison, United StatesRegistered Nurse – Home Care Nursing · Apply today to inquire if you are eligible for a hiring bonus. · Aveanna Healthcare, one of the largest home healthcare companies in the U.S. and is excited to now be serving communities throughout Minnesota. We are building our team of comp ...
-
Medical Director
1 week ago
AIDS Healthcare Foundation Biloxi, United States PermanentWHO WE ARE · AMAZING INDIVIDUALS WORKING FOR POSITIVE PEOPLE at AIDS Healthcare Foundation · Does the idea of doing something that really makes a difference in people's lives while being well-compensated intrigue you? Are you looking to work for an organization that encourages gr ...
-
Medical Director
1 hour ago
AIDS Healthcare Foundation Biloxi, United StatesWHO WE ARE: · AMAZING INDIVIDUALS WORKING FOR POSITIVE PEOPLE at AIDS Healthcare Foundation · Does the idea of doing something that really makes a difference in peoples lives while being well-compensated intrigue you? Are you looking to work for an organization that encourages ...
-
RN - Registered Nurse - Now Hiring
1 week ago
Harrison Trail Health Campus Harrison, United States Full timeJOIN TEAM TRILOGY: · Our RNs love Trilogy for the stability, meaningful work, and great team. If you're looking to grow as an RN, Trilogy is where you belong · Hi We're glad you're thinking about joining us. · Trilogy is a great place for Registered Nurses. We're a close-knit tea ...
-
Medical Director
3 weeks ago
AIDS Healthcare Foundation Biloxi, United StatesJob Description · Job DescriptionOverview · AMAZING INDIVIDUALS WORKING FOR POSITIVE PEOPLE at AIDS Healthcare Foundation · Does the idea of doing something that really makes a difference in people's lives while being well-compensated intrigue you? Are you looking to work for an ...
-
Dentist
1 day ago
Sunnybrook Dentistry & Braces - a Benevis company Diamondhead, United StatesJob Description · *Please note: this position is located in Biloxi, MS. · Overview: · Work for a company that is truly making the world a happier place, one smile at a time At Benevis, we create over a million smiles a year in the communities we serve and believe that every pers ...
Mortgage Loan Originator/Processor - Gulfport, United States - Sunbelt Federal Credit Union
Description
Job Description
Job DescriptionMortgage Loan Originator/ProcessorREPORTS TO: Mortgage Loan manager
Supervisory Responsibilities: None
SUMMARY/OBJECTIVE:
Answer questions from members on real estate loans and rates. Gather and analyze financial information on members for the purpose of determining qualifying status for mortgage loans. Provide member with applications, interview for routine loans, or to obtain additional information, and set up appointments with mortgage loan officer. Collate, review, and verify a myriad of loan documents for accuracy for real estate transaction. This position also maintains thorough knowledge of lending products and services and understands the departments internal processes that support these products and services. Base Plus Commissions pay.
FLSA Classification: Non-Exempt
Essential Functions:
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit, stand, and walk; use hands to finger, handle, feel or grasp; reach with hands and arms; and talk or hear. The employee is frequently required to kneel, crouch, or stoop. The employee is occasionally required to lift and/or move 25-30 pounds.
Employment Requirements:
All applicants must meet the certain conditions of employment to be eligible for employment at Sunbelt Federal Credit Union:
This job description is designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Sunbelt FCU is an Equal Opportunity Employer.
