Commercial Loan Officer - Phoenix, United States - Strivector

Description

THE JOB
As a

Commercial Loan Officer

,

your roles and responsibilities will include:

Generate new C&I, CRE and business loans from small and mid-size business clients in accordance with established annual goals and objectives.

Participate in community and business functions/groups to provide a positive image for the bank within the marketplace. Establish referral contacts within the community. Attend local events to establish Integro Bank s presence and cultivate relationships.

Responsible for ensuring compliance with all aspects of job-related laws and regulations, including timely, and successful completion of all online or in-person training required by Integro Bank.

Responsible for assisting client

through the end-to-end loan process, assisting internal team members with obtaining all necessary documentation needed to close the transaction, monitor loan performance, collect tax returns, financials, rendering proprietary Integro360 consultative services and to follow up on any exceptions or account matters.

Responsible for cash flow analysis, spreading, developing a loan credit approval memo for the credit department based on the information received from the prospect.

Cross-sell treasury management, deposit, trade, cash management, wealth & asset management, credit card, on-line banking, mortgage, investment and other financial services.

Maintain continual dialogue and close working relationships

with other bank officers, centers of influence, referral resources, etc.

Identify opportunities to solve client issues by obtaining sufficient information from applicants to analyze the loan request appropriately.

Prescreen loans with knowledge of proper structure, conformity, and eligibility with respect to the applicable loan program.


DESIRED SKILLS AND EXPERIENCE
The ideal

Commercial Loan Officer

would be someone with deep experience in many (if not all) of the following:

Demonstrate at least 5 years of prior commercial loan business development experience at a financial institution

Demonstrated knowledge of C&I, CRE and business loan products and policies

Excellent verbal, written, and interpersonal communication skills

A team player able to work effectively in a team-fostered, multi-tasking environment

Proficient in Microsoft Office Word, Excel, PowerPoint, HubSpot or similar CRM system, Abrigo or similar loan processing system.

Ability to work independently and develop relationships based on overall profitability and revenue generation.

Strong working knowledge of financial analysis and spreading including cash flow, balance sheet, financial ratios, collateral, economic and industry analysis.

Bachelor s Degree or equivalent experience.

Successful, prior business development and relationship management experience

Strong Sales experience required

We understand that even if you are a seasoned

Commercial Loan Officer

you may not have all the skills listed here. If you are good at what you do and have a willingness to learn, let's talk.


ADDITIONAL INFORMATION

Compensation:
Based on Experience. One of the best in the industry


Minimum Education:
Bachelor's Degree

Minimum Experience:

5 years of prior commercial loan business development experience at a financial institution.


Type of position:
Full-time Permanent Position with benefits


Telecommute:
No.


Location:
Phoenix, AZ


Relocation accepted:
Yes
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