Credit Reporting Specialist - Pontiac, MI
1 month ago

Job summary
The Mortgage Servicing Credit Reporting Specialist is responsible for ensuring the accurate and timely reporting of mortgage loan data to credit bureaus in compliance with the Fair Credit Reporting Act (FCRA), Metro 2 format, investor guidelines, and company policies.This role plays a key part in maintaining data integrity and resolving credit disputes to protect the organization from regulatory risk and support borrower credit accuracy.
Responsibilities
- Prepare and submit monthly credit bureau files using Metro 2 format for all active mortgage loans.
- Ensure all data reported to credit bureaus is accurate and in compliance with FCRA and company standards.
Job description
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