Liquidity Solutions Product Manager - Denver, United States - Heartland Financial USA, Inc.

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    Employment at Heartland Financial USA, Inc. is employment at will
    Liquidity Solutions Product Manager (TPS) page is loaded

    Liquidity Solutions Product Manager (TPS)

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    remote type

    Remote

    locations

    United States of America (Remote)

    time type

    Full time

    posted on

    Posted Yesterday

    job requisition id

    HTLF is an equal opportunity employer committed to creating a diverse workforce.

    We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

    HTLF is a diversified financial services company headquartered in Denver, Colorado.


    We deliver community banking at scale by powering our geographically diverse group of banks with technology, efficiency and strength — giving local decision-making the opportunity and insights to focus on customers and growth.

    Relationships have been the core of our company since its founding in 1981. We're deeply invested in the communities we serve, and that's why our clients choose us as their banking partners.

    What's different about a career at HTLF? We believe our employees and their diverse backgrounds, perspectives and skills are our greatest assets.

    We wouldn't be HTLF without the people with whom we surround ourselves and empower to enrich the lives of our customers, employees and communities.

    We're dedicated to making HTLF the best place to work – where your opinions are valued, your feedback and ideas are heard, and your opportunities for personal growth and professional development are endless.

    Under general direction, the Treasury and Payment Solutions (TPS) Product Manager plans, organizes and directs the development and maintenance of all Treasury and Payment Solutions commercial/business banking products from conceptual stages through product life cycles.

    Primary Responsibilities
    In conjunction with various departments, directs overall TPS product strategy, research and development, and

    coordination/education

    with Sales, Implementations and Bankers.

    Plans, directs, and maintains a comprehensive TPS product and services strategic plan to guide HTLF resource allocation and technology planning efforts.

    Ensures timeliness of updates to the Product Roadmap and Product Project Plans so that key milestones are achieved, and deliverables are provided prior to deadline.

    Acquires primary and secondary research to provide direction for TPS pricing, delivery, product design and customer adoption.
    Leads the TPS product development/new release capability relating to positioning the sales team for success in growing/retaining business.
    Directs the development of sales collateral and customer training/on-boarding materials and tools used by the sales team.
    Maintains all customer legal agreements for each product whiling partnering with the Legal department.
    Ensures product profitability for assigned products and Leads annual TPS pricing review with all banks and make appropriate recommendations.
    Assists in and works closely with operations to finding solutions to growing customer needs.
    Develops recommendations on product bundling, capabilities, segmenting and pricing.
    Provides estimates of product profit potential.
    Develops and executes plans to create greater non-interest income.
    Develops and executes plans to increase product cross sell penetration.

    Coordinates the development of reduce or maintain deposit interest costs relative to achieving deposit growth goals for Sweep products and earning credit rates.

    Develops competitive analyses and pricing models to formulate recommendations and parameters for pricing implementation in various markets. Builds pricing models as needed.

    Continually assesses product lines' abilities to meet market needs and business units' objectives, and develops or proposes product solutions where gaps exist.

    Provides consulting services "as deep product expert" to sales people for customer presentations/sales and all company business lines in support of strategic initiatives.

    Identifies and monitors competitors with competing products, pricing and customer response for all HTLF markets.
    Maintains relationship with Operational departments for programming product specifications.
    Maintains relationship with Sales, Implementations and bankers for integrating sales practices.
    Establishes marketing objectives for each product.
    Writes technical product descriptions for internal and external use.

    Collaborates with a wide variety of functional areas to develop and provide product information responsive to customer needs and market opportunities.

    Completes annual E-Learning Plan and Bank Secrecy Act (BSA) training as assigned and keeps up-to-date knowledge of BSA as it relates to the job function.

    Secondary Responsibilities

    Ensures that HTLF policies are followed, controls are identified and implemented, and the product management methodology is utilized to prevent audit findings.

    If audit findings occur, ensure they are remediated prior to deadline.
    Performs other duties as assigned.
    Management Responsibilities
    This job has no management responsibilities.

    Qualifications
    Bachelors Accounting, Business

    Administration/Management,

    Information Technology preferred or
    Masters preferred or
    Equivalent experience required
    7-10 years Progressive experience in bank operations, marketing, financial product development and/or research and interpretation of data required
    5-7 years Treasury Management and/or Commercial Card Payments specifically required
    In-depth knowledge of TM products, payments, risk management, relative compliance and commercial banking required
    Excellent interpersonal and customer facing skills - strong written and verbal communication skills required
    Strong presentation and training skills required
    Ability to function effectively in matrix management environment required
    Proven decision making skills required
    General understanding of marketing and data needed to manage business growth required
    Knowledge of banking database software, statistical measurement software such as SPSS, Microsoft Office software including Outlook, Excel, Word, PowerPoint and Access

    Standard ADA Selection:
    Office and Administrative Support

    Scheduled Weekly Hours:

    40 Time Type:
    Full time

    The targeted salary for this role is:
    $124, $161,744.00

    You may also be offered incentive compensation, and benefits. Benefits may include Medical, Dental, Vision, 401(k), Health Savings Account, Paid Time Off.

    Actual compensation may vary based on geographic location of the specific role as well as work experience, education, and skills of the selected candidate.

    About Us

    At HTLF we seek those who are lifelong learners, creative thinkers and have an inquisitive mind.

    If you thrive on challenges and look forward to new opportunities that build positive relationships while providing exceptional results, HTLF is the place for you.

    We want you to discover your unique potential and limitless professional possibilities while working with us. HTLF is a diverse and inclusive workplace creating an environment where work feels like a second home. Everyone, regardless of their role, will feel accepted, supported and equally involved.

    What makes our team so great is the value HTLF places on individualism and appreciation for the differences each employee offers.

    We're a growing team committed to creating a valued workplace for everyone.

    Our leaders are actively engaged and committed to providing a positive and professional work environment. They are dedicated to helping you grow and develop your career. We work closely with our employees to strategize individual professional development plans, performance goals and professional development opportunities.

    Recognizing and rewarding hard work, developing talent and fostering employees for the next stages of their career is what you can expect as a member of our team.

    We grow, when you grow.


    Our work family is extremely important to us and at HTLF we strive to ensure our employees are happy, engaged and evolving Help us continue to build an exceptional team that lives our mission statement every day of enriching lives one customer, employee and community at a time.

    Member FDIC ∙ Equal Housing Lender
    Employment at Heartland Financial USA, Inc. is employment at will

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