Property and Casualty Underwriter - Deerfield Beach, United States - People's Trust Insurance Company

Description

Job Description Job Description Responsible for providing guidance of in-depth underwriting and PTI-specific knowledge, understanding Company and Departmental guidelines while exercising discretion and independent judgment to make decisions.

Has the authority to recommend or act on a course of action.

Evaluate properties and policyholders in order to accept new risks, allow policy changes, and review renewal policies to maintain a profitable book of business.

ESSENTIAL DUTIES AND RESPONSIBILITIES :
Work independently to analyze, compare, and evaluate risk for new and renewal business;Ability to assess information from a variety of sources and solve complex problems;Practice sound underwriting decisions and risk evaluations to reduce unnecessary exposure;Assist and advise agents regarding a variety of underwriting questions pertaining to new business submissions, inspections, memos and notices, required documents, reinstatements, endorsements, underwriting decisions/guidelines/appetite, and the PTI business model;Proactively resolve issues and complaints on behalf of PTI by utilizing underwriting process knowledge and strong skills in problem-solving and resourcefulness;Recommend and consult on overall process improvements to management as necessary;Ensure cycle times are reduced, production goals are met, and quality assurance scores are achieved;Perform other duties as may be assigned

REQUIRED SKILLS :
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

A Bachelor's or Associate's degree is preferred; a minimum of a high school graduate or GED is required; three years minimum experience in Property & Casualty insurance or related field or equivalent combination of education and experience.

Must possess a 2-20 General Lines, 4-40 Customer Service Representative, or 20-44 Resident Personal Lines License. Professional certifications are beneficial (AAI, AIM, etc.).Ability to work independently and to carry out assignments to completion.
Ability to exhibit independent judgement and assess risk based on PTI's business model.
Ability to read and interpret documents.
Ability to communicate (written and verbally) effectively to policyholders and agents.
Critical thinking and analytical skills with high attention to detail.
Strives to provide exceptional, best-in-class customer service.
The individual should have knowledge of Microsoft Office software.
Bilingual abilities are a plus.#J-18808-Ljbffr