- Identifies new sales opportunities for prospects and existing commercial clients through analysis.
- May participate in on-site client visits with other internal stakeholders.
- Maintains and promotes a customer service environment which meets and exceeds customer needs and expectations.
- Recommends credit according to sound credit-granting principles.
- Exercises individually held Commercial unilateral discretionary limits and any held prescribed approval discretionary limits.
- Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
- Evaluates clients' ability to repay loans and consults on loan structure and collateral.
- Identifies trends in client activities which may be predictive of deteriorating credit quality.
- Performs periodic reviews of credit where more frequent monitoring may be appropriate.
- Understands borrower types typical in the high net worth market and their relation to collateral ownership, loan repayment, loan structure, etc.
- Grants loan requests within specified limits, using understanding of credit scoring and risk management concepts.
- Monitors covenants of clients within assigned portfolio to identify deteriorating credit conditions and compliance with loan agreement.
- Provides accurate financial analysis and risk assessment of new and existing customers.
- Partners with internal stakeholders for accurate, detailed client information.
- Develops credit information to make lending decisions on new, renewal and extension loans.
- Assists in negotiations of terms and conditions of all decisions made via phone and e-mail interaction with clients.
- Prepares summary, present facts and offer opinions concerning credit worthiness.
- Minimizes BMO's risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
- Provides input into the planning and implementation of operational programs.
- Builds effective relationships with internal/external stakeholders.
- Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
- Exercises judgment to identify, diagnose, and solve problems within given rules.
- Works independently on a range of complex tasks, which may include unique situations.
- Broader work or accountabilities may be assigned as needed.
- Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
- Commercial Real Estate Experience
- Experience with managing Real Estate Clients
- Experience with Financial Analysis
- Experience with Credit Analysis
- Experience with Under Writing
- Ability to manage Developers, Operators and Real Estate Holdings
- Experience with Portfolio Management
- Technical proficiency gained through education and/or business experience.
- Verbal & written communication skills - In-depth.
- Collaboration & team skills - In-depth.
- Analytical and problem solving skills - In-depth.
- Influence skills - In-depth.
- Data driven decision making - In-depth.
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Commercial Real Estate Credit Associate
2 weeks ago
BMO US San Ramon, United States2527 Camino Ramon San Ramon California,94583 · Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectation ...
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Commercial Real Estate Credit Associate
2 weeks ago
Bank of Montreal San Ramon, United StatesApplication Deadline: · 05/30/2024 · Address: · 2527 Camino Ramon · Job Family Group: · Commercial Sales & Service · Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a cli ...
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Retail Backroom Supervisor
1 week ago
HomeGoods San Ramon, United StatesStyle is never in short supply at our more than 500 HomeGoods stores and we are constantly on a mission to provide the little surprises and extra touches that make a house feel like home. Same with working here. Our environment is ever-changing, yet always encouraging. Every shif ...
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Guest Services Rep Part Time-104020
6 days ago
ESA Management, LLC San Ramon, United States Part time**POSITION PURPOSE AND SUMMARY** · The Guest Services Representative ("GSR") position must demonstrate and promote a strong commitment to providing the best possible experience for our guests. The position is responsible for assisting guests at all times, answering phones, and ch ...
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Credit Associate 1
1 week ago
Breakthru Beverage Group Richmond, United StatesOverview · The primary purpose of this position is to lead the payment application process by facilitating and reconciling collections brought in by sales and customers. · Additional responsibilities will be required to support customer service. · This role will be based in the R ...
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Credit Associate 1
2 weeks ago
Breakthru Beverage Group Richmond, United StatesThe primary purpose of this position is to lead the payment application process by facilitating and reconciling collections brought in by sales and customers. · Additional responsibilities will be required to support customer service. · This role will be based in the Richmond, ...
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Business Credit Associate
3 weeks ago
PNC San Francisco, United States Full timePosition Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our emp ...
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Private Credit Senior Associate
1 week ago
Selby Jennings San Francisco, United StatesA firm with +$600m AUM is looking to add a Senior Associate to their team based in San Francisco. The role will focus on identifying, evaluating, and facilitating new investment opportunities and managing the firms existing portfolio of investments. · Qualifications: · 2 years of ...
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Private Credit Senior Associate
2 weeks ago
Selby Jennings San Francisco, United StatesA firm with +$600m AUM is looking to add a Senior Associate to their team based in San Francisco. The role will focus on identifying, evaluating, and facilitating new investment opportunities and managing the firms existing portfolio of investments. · Qualifications: · 2 years o ...
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Credit Product Strategy Analyst/ Associate
22 hours ago
Careers at KKR San Francisco, United StatesCOMPANY OVERVIEW · KKR & Co. Inc., together with its subsidiaries, is a leading global investment firm that offers alternative asset management and capital markets and insurance solutions. KKR aims to generate attractive investment returns by following a patient and disciplined ...
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Associate, Credit Analyst, Global Corporate
3 weeks ago
Bank of America Burlingame, United StatesJob Description: · At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. ...
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Credit Product Strategy Analyst/ Associate
1 week ago
KKR San Francisco, United States Full time· COMPANY OVERVIEW · KKR & Co. Inc., together with its subsidiaries, is a leading global investment firm that offers alternative asset management and capital markets and insurance solutions. KKR aims to generate attractive investment returns by following a patient and discipline ...
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Social Finance Ltd San Francisco, United StatesWho we are: · Shape a brighter financial future with us. · Together with our members, we're changing the way people think about and interact with personal finance. · We're a next-generation financial services company and national bank using innovative, mobile-first technology ...
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Social Finance SoFi San Francisco, United States Full timeWho we are: · Shape a brighter financial future with us. · Together with our members, we're changing the way people think about and interact with personal finance. · We're a next-generation financial services company and national bank using innovative, mobile-first technology to ...
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MUFG Bank, Ltd. Menlo Park, United StatesDo you want your voice heard and your actions to count? · Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, ...
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Relationship Manager I
2 weeks ago
PNC Financial Services Group Walnut Creek, United StatesJob Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where ...
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Service Support
3 weeks ago
SCI Shared Resources, LLC Walnut Creek, United StatesOur associates celebrate lives. We celebrate our associates. · Consider the possibilities of joining a Great Place to Work · Trident Society is the largest provider of affordable cremation services in the nation. Over the past 50 years, our experienced team has assisted families ...
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Sales Representative
1 day ago
SYSCO Walnut Creek, United States Full timeCompany: · US0050 Sysco San Francisco, Inc.Zip Code: · 94538Minimum Years of Experience: · 0-1 YearsEmployment Type: · Full TimeTravel Percentage: · Up to 75%Compensation Range: · $64, $90,400.00The compensation range provided is in compliance with state specific laws. Factors ...
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Merchandise Associate
1 day ago
TJ Maxx Castro Valley, United StatesStyle is never in short supply at our more than 1,000 TJ Maxx stores. They all have different products, but the same commitment to the thrill of the find. From designers straight off the runway to statement jewelry, we offer exciting surprises that make the everyday a little more ...
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Cashier/customer Service
3 weeks ago
Salkhi Petroleum San Leandro, United States_Cashier/Customer Service _ · - Customer Service Associate/Cashier _ · - Cashier/Customer Service_ · **Looking for a part-time day shift and evening cashier with the opportunity for more hours** · **Job Summary**: · Convenience Store Cashiers are responsible for providing excelle ...
Commercial Real Estate Credit Associate - San Ramon, United States - BMO Financial Group
Description
Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.
Responsibilities:
Qualifications:
Compensation and Benefits:
$67, $124,800.00
Pay Type:
Salaried
The above represents BMO Financial Group's pay range and type.
Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.
BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit:
We're here to help
At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.
To find out more visit us at
BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. BMO is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.
Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
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Commercial Real Estate Credit Associate professionals in San Ramon
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Luiz Armando
PMP | Program Manager | Project Manager