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- Assist clients in understanding various mortgage products and programs available to them.
- Proven track record of meeting or exceeding sales targets and objectives.
- Evaluate clients' financial situations, including credit history, income, and debt, to determine their eligibility for mortgage loans.
- Provide personalized mortgage solutions and recommendations based on clients' needs and financial goals.
- Guide clients through the mortgage application process, including completing applications, gathering required documentation, and obtaining pre-approval letters.
- Communicate regularly with clients, real estate agents, and loan processors to keep them informed of the status of their loan applications.
- Ensure compliance with all applicable regulations, policies, and procedures throughout the mortgage lending process.
- Bachelor's degree in Finance, Business Administration, or a related field preferred.
- Minimum of 3 years experience working as a mortgage loan officer or a similar role in the financial services industry.
- Strong knowledge of mortgage products, programs, and underwriting guidelines.
- Excellent communication and interpersonal skills, with the ability to build rapport with clients and colleagues.
- Ability to multitask, prioritize, and work efficiently in a fast-paced environment.
- Proficiency in using mortgage origination software and other relevant tools.
- Current mortgage loan originator license in TX required.
Mortgage Loan Officer - Irving, United States - Kriya Lending
Description
Responsibilities:
Requirements: