- Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
- Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
- Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
- Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
- Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
- May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
- Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith.
- Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
- Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
- Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
- Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
-
Senior Underwriter
2 weeks ago
Vellum Mortgage Fairfax, United StatesJob Description Job DescriptionJob Description- [Senior Underwriter]Position OverviewWe are seeking a Senior Underwriter to partner with our loan origination staff in the creation of high quality, insurable mortgage loans. The Senior Underwriter will evaluate collateral and credi ...
-
Senior Underwriter
2 weeks ago
Vellum Mortgage Fairfax, United StatesJob Description · Job Description · Job Description- [Senior Underwriter] · Position Overview · We are seeking a Senior Underwriter to partner with our loan origination staff in the creation of high quality, insurable mortgage loans. The Senior Underwriter will evaluate collate ...
-
Mortgage Risk Examiner
3 weeks ago
TEKsystems Fairfax, United StatesTEKsystems is currently searching for a career-driven individual interested in a Collateral Risk Examiner opportunity with a reputable credit union in the Vienna, VA 22180 area. · This is NOT a fully remote position - requirement to work hybrid in office 2 days a week. · Job Desc ...
-
Contractor- Investor Reporting Analyst
2 weeks ago
Apex Systems Fairfax, United States Freelance: - · Service the mortgage loans sold portfolio to investors through the performance of 3 critical functions: (1) remittance, (2) reporting and (3) reconciliation as mandated by GSEs' (Ginnie Mae (GNMA), Freddie Mac (FHLMC) and Fannie Mae (FNMA)) and Private Investors' guidelines ...
-
Senior Underwriter
2 weeks ago
Vellum Mortgage Inc. Fairfax, United StatesJob Description · Job DescriptionJob Description- [Senior Underwriter] · Position Overview · We are seeking a Senior Underwriter to partner with our loan origination staff in the creation of high quality, insurable mortgage loans. The Senior Underwriter will evaluate collateral a ...
-
VA Underwriter
1 day ago
Prosperity Home Mortgage Fairfax, United StatesVA Underwriter - Remote · Position Summary: · Under the general supervision of the Underwriting Manager, the VA Underwriter works to ensure the integrity of the customer experience and underwriting protocols. He/she performs duties related to the accuracy and timeliness of unde ...
-
VA Underwriter
3 hours ago
Prosperity Home Mortgage Fairfax, United StatesVA Underwriter - RemotePosition Summary:Under the general supervision of the Underwriting Manager, the VA Underwriter works to ensure the integrity of the customer experience and underwriting protocols. He/she performs duties related to the accuracy and timeliness of underwriting ...
-
VA Underwriter
4 days ago
Prosperity Home Mortgage Fairfax, United StatesVA Underwriter - Remote · Position Summary: · Under the general supervision of the Underwriting Manager, the VA Underwriter works to ensure the integrity of the customer experience and underwriting protocols. He/she performs duties related to the accuracy and timeliness of unde ...
-
Contractor- (REL) Business System Analyst
23 hours ago
Blackwomenintech Fairfax, United States FreelanceJob#: · Job Description: · Responsibilities · Work with business partners to understand functional needs for technology solutions. · Identifying and eliciting business requirements (e.g., needs, objectives, functions, features, input and output). · Determine operational objecti ...
-
Contractor- (REL) Business System Analyst
23 hours ago
Apex Systems Fairfax, United States FreelanceResponsibilities · Work with business partners to understand functional needs for technology solutions. · Identifying and eliciting business requirements (e.g., needs, objectives, functions, features, input and output). · Determine operational objectives by analyzing business ...
-
Contractor- (REL) Business System Analyst
3 weeks ago
Apex Systems Fairfax, United States FreelanceContractor- (REL) Business System Analyst · Responsibilities · Work with business partners to understand functional needs for technology solutions. · Identifying and eliciting business requirements (e.g., needs, objectives, functions, features, input and output). · Determine ope ...
-
Sales Manager
2 weeks ago
Embrace Home Loans Fairfax, United StatesJob Description · Job Description · Sales Manager - Retail (For All Regions) · LOCATION · Varies · Department · Retail · REPORTS · TO · Branch Manager · FLSA Status · Exempt · Business Unit · Retail · Physical Demands and Work Environment · Work Environment: · Office or Remo ...
-
Personal Banker Bilingual
3 weeks ago
Wells Fargo Fairfax, United StatesWhy Wells Fargo: · Are you ready for the next step in your career? This is where it begins – at a company known for our "Well Life" approach to supporting employees' career aspirations, work-life balance, and mental and physical health. We ranked #2 on the 2023 LinkedIn Top Compa ...
-
Quantitative Analytics
2 weeks ago
PNC Financial Services Group Falls Church, United StatesQuantitative Analytics & Model Development Consultant Senior page is loaded · Quantitative Analytics & Model Development Consultant Senior · Apply · locations · VA - Tysons Corner · time type · Full time · posted on · Posted Yesterday · job requisition id · R156730 · J ...
-
Division Product Manager
3 weeks ago
PulteGroup Fairfax, United StatesWE KNOW THAT BUILDING HOMES & COMMUNITIES BEGINS WITH BUILDING THE BEST TEAMHow would you like to be a part of team that has been providing the American Dream of homeownership to families for more than 60 years? PulteGroup is a FORTUNE 500 company and one of Americas top resident ...
-
Division Product Manager
3 weeks ago
PulteGroup Fairfax, United StatesWE KNOW THAT BUILDING HOMES & COMMUNITIES BEGINS WITH BUILDING THE BEST TEAMHow would you like to be a part of team that has been providing the American Dream of homeownership to families for more than 60 years? PulteGroup is a FORTUNE 500 company and one of America's top residen ...
-
Procurement Agent
3 weeks ago
PulteGroup Fairfax, United StatesWE KNOW THAT BUILDING HOMES & COMMUNITIES BEGINS WITH BUILDING THE BEST TEAMHow would you like to be a part of team that has been providing the American Dream of homeownership to families for more than 60 years? PulteGroup is a FORTUNE 500 company and one of America's top residen ...
-
Systems Analyst Senior
2 weeks ago
Apex Systems Falls Church, United StatesBusiness/Data Analyst · If interested, send an updated resume to · Location: Hybrid - Onsite in McLean Tuesday through Thursday. · Assignment Type: Contract Only - Currently funded through EOY with opportunity for extension. · Schedule: Standard · Pay: $55 an hour · Interview In ...
-
Financial Analyst
1 day ago
Van Metre Companies Fairfax, United StatesAt · Van Metre , we believe that each employee contributes directly to our growth, success, and culture. We seek out candidates who love to challenge themselves and work with others to fulfill this role. Van Metre is seeking a · Financial Analyst · to join our Corporate Financ ...
-
Financial Analyst
2 weeks ago
Van Metre Homes Fairfax, United StatesAt · Van Metre , we believe that each employee contributes directly to our growth, success, and culture. We seek out candidates who love to challenge themselves and work with others to fulfill this role. Van Metre is seeking a · Financial Analyst · About the Role: · The role ...
Mortgage Originator - Falls Church, United States - M&T Bank
Description
Overview:
Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:
Scope of Responsibilities:
The incumbent always works under limited supervision, sometimes away from the office.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.
Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationshipsResponsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.Education and Experience Preferred:
Technical Skills
General knowledge of personal computers and software programs utilized by Residential Mortgage Department
Proven sales ability.
Strong mathematical skills.
Self-motivated, well-organized individual.
Excellent verbal and written communication skills.
Ability to interact with individuals at all income levels and peers in a professional manner.
Demonstrated ability to work independently and to follow through on details to completion.
Ability to work under critical time constraints.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $ $41.27 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Falls Church, Virginia, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.