Director, Analytics - Deerfield Beach, United States - JM Family Enterprises

Description

This Director, Analytics will work in the Analytics Department of Southeast Toyota Finance (SETF), a division of JM Family Enterprises, and will be responsible for guiding a team of Data Scientists to develop solutions that drive improved efficiency and quantify portfolio performance in the areas of credit risk, residual risk, collection, and recovery. The Candidate should possess a comprehensive understanding of consumer lending and the characteristics that drive performance and profitability.

The Candidate must have excellent leadership skills and be able to effectively communicate how analytical solutions can positively impact the business. The Candidate must know advanced statistical modeling techniques and software. The Associate must also be very detail-oriented, be able to handle multiple tasks, have strong time management skills, and remain focused on department goals and objectives.

Responsibilities:

• Guiding a team of data scientists to produce statistically sound operational, portfolio, behavior, and recovery models that drive actionable/implementable results under aggressive deadlines
• Quantify and communicate the credit and residual loss exposure on SETF's retail and lease portfolios incorporating different economic scenarios and seasonal trends for budgeting and reserve purposes, which would include CECL models and forecasts
• Directing the development of operational models to help quantify and control risk while increasing efficiency/automation. This includes the development, monitoring, and deployment of origination and collection scorecards and strategy
• Manage the full modeling lifecycle of forecasting models, ensuring compliance with regulatory environments
• Drive continued refinement to end-to-end modeling processes, including data procurement, model estimation, implementation and deployment, and monitoring and testing
• Provide insights derived from the models and modeling exercises to support business risk management and strategies
• Overseeing comprehensive portfolio tracking, analysis, reporting, and forecasting. Expand the team's capability to provide detailed explanatory analysis and make recommendations to senior management; ensure the team is proactively identifying risks and opportunities based on current trends and future outlooks
• Acting as a trusted advisor for senior management/executives, accounting, finance, treasury, and other company stakeholders on portfolio performance
• Present credit and residual loss trends to the executive management team
• Lead the development and/or enhancement of advanced reporting solutions: portfolio reporting, portfolio stability reports, and model monitoring

Qualifications:

• Master's or Ph.D. degree in statistics, data science, operations research, mathematics, and/or other quantitative analysis is required
• 7+ years of financial, credit risk, and analytics resource management; indirect automotive lending experience and/or consumer lending preferred
• Minimum of 10 years of statistical modeling and/or quantitative analysis experience; Experience in using Python, SAS, R, or any comparable statistical or data extraction software is preferred
• Experience managing large/ complex teams; a proven leader with the ability to develop effective teams
• Strong interpersonal and communication skills (verbal and written)
• Ability to diplomatically communicate findings across departments and to upper management
• Ability to effectively operate with multiple priorities and changing directives
  • Self- Motivated with the ability to anticipate department needs, discern work priorities, and meet deadlines
• Forward thinker who actively seeks opportunities and proposes solutions.
• Must be a highly detailed process-motivated leader who demonstrates success at building trust and influence while driving for results with and through people

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This job description may not be inclusive of all assigned duties, responsibilities, or aspects of the job described, and may be amended at any time at the sole discretion of JM Family. All work arrangements are subject to associate performance, business need and manager discretion, and may be revised as necessary.

JM FAMILY IS PROUD TO BE AN EQUAL OPPORTUNITY EMPLOYER

JM Family Enterprises, Inc. is an Equal Employment Opportunity employer. We are committed to recruiting, hiring, retaining, and promoting qualified associates without regard to age, race, religion, color, gender, sex (including pregnancy, childbirth and related medical conditions), sexual orientation, gender identity, gender expression, mental or physical disability, national origin, marital status, citizenship, military status, genetic information, veteran status, or any other characteristic protected by federal, state, provincial, or local law.

DISABILITY ACCOMMODATIONS

If you have a disability and require a reasonable accommodation to complete the job application process, please contact JM Family's Talent Acquisition department at for assistance. If you have an accommodation request for one of our recruiting events, please notify us at least 72 hours prior so that we may provide assistance.