Truly - Commercial Funder - Gilbert, United States - Amerifirst Financial

Description

Want to be a part of a dynamic company and team? We are Looking for Candidates who are sharp, hungry and want to grow to the next level with us Truly Mortgage ( A Division of AmeriFirst Financial Inc.) is Looking for you

• Competitive Compensation & Benefit Plan (Pay Commensurate with Experience)
• Remote

Executive Summary of Position:

The Loan Closer/Funder is responsible for the closing and funding of Business Purpose real estate loans. The role requires closing document preparation and settlement coordination for real estate loans. Your responsibilities include completing checklists to ensure all requirements are completed, ensuring all settlement fees are accurately charged & accounted to ensure an accurate loan closing. You will lead the Borrowers closing experience and ensure they experience a professional, timely, and properly planned Closing. You will coordinate with all parties to ensure all final closing documents are received & accurate, properly calculate & request wires, and thoroughly review all security instruments/closing documents to ensure they are complete, properly executed and/or notarized, and retained for collateral management & loan delivery. This is a fantastic opportunity to be a key member of our team and to play an important role in the development of our systems, process, and policies at this very important stage our company's development.

Essential Duties:

• Prepare & deliver all required loan documents to Closing Agents, once executed review loan documents for accuracy, completion, and compliance.
• Prepare and generate closing packages ensuring all required information is accurate and all necessary documents are included.
• Ensure all Closing loan documents are delivered timely to Closing Agents, ensure the Borrower's experience meets or exceeds Lender service expectations; once documents are executed, identify any missing, expired, incomplete documents or closing requirements, and address with appropriate departments to resolve prior to releasing funds.
• Ensure loan documents meets all company, state, and federal requirements & regulations prior to releasing funds.
• Complete Closing & Funding tasks & requirements in the LOS & Closing systems.
• Remain current on funding guidelines and compliance requirements
• Effectively coordinate, communicate, and set proper expectations with all parties taking part in the loan closing
• Utilize time management skills to stay on track with multiple loan closings at various stages of the funding process
• Works collaboratively to meet company goals for funding productivity & closing excellence.
• Identify and report any suspected misrepresentation or fraudulent activity occurring on any transaction by providing all documents & supporting details to Management immediately.

Education, Knowledge, Skills, Abilities and Experience:

• Minimum of 3 years of preparing loans documents, setting-up settlements, coordinating closings, and reviewing executed loan documents.
• Strong knowledge of wet/dry state closing requirements
• Strong knowledge of mortgage lending unding guidelines and procedures
• Excellent communication skills
• Detail oriented with strong organizational and follow-through skills
• Proficient with mortgage lending software, and MS Office.
• Excellent communication skills, both written and verbal.
• Good multitasking abilities with outstanding time management skills.
• Excellent customer service skills
• Open to learning new technology systems and a paperless environment.
• Ability to work in a team-oriented environment; and a commitment to providing exceptional customer service.
• Must take initiative and focus on achievement of position & company objectives.

Disclosure:

Amerifirst Financial provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amerifirst Financial complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.

This job description is not intended to be an all-inclusive representation of all possible duties, responsibilities and/or qualifications. Other duties, responsibilities and/or qualifications may be assigned to this position as the need arises and/or management requires. Understands, accepts and recognizes requirements relating to compliance issues and attends training as is appropriate and relative to their position. Including, but not limited to: the Bank Secrecy Act: Anti-Money Laundering, USA Patriot Act.