Loan Operations Specialist - Mount Pleasant, United States - Guaranty Bancshares, Inc.

Description

Our Company's culture supports customers in achieving their financial goals and dreams. The Loan Operations Specialist position is a back office position with minimal customer contact.

This position will perform a variety of clerical duties related to the booking and documentation of loans, such as scanning, filing and reviewing loan input and documentation of required loan documents.

This position requires a person that is detail oriented.

You'll be able to help contribute to this by:


Job Duties:

• Work with new loans from the previous day and review for proper documentation and other relevant data.
• Input all automated payments.
• Utilize exception tracking software to document loans and input expiration dates on time sensitive documents such as financial statements and insurance policies.
• Input all new escrow accounts and set up entity accounts for future disbursals.
• Process all escrow disbursals and annual escrow statements
• Input to online tax service site all new real estate loans.
• Balance paid and renewed Credit Life policies and prepares images to be submitted monthly to credit life vendors.
• Review real estate insurance policy exceptions and force place insurance through online website as needed.
• Performs UCC searches and prepares all state filing UCC's.
• Reconcile and balance multiple general ledger accounts related to the lending junction.
• Prepare, review and mail adjustable rate notices.
• Perform other tasks, which may be assigned by the department manager.
• Complying with privacy policies and procedures to maintain customer confidentiality and information protection.
• Complying with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
• Completing and passing all required regulatory compliance training as assigned.
• Perform any additional duties and tasks assigned by management.

Qualifications & Skills:

• Strong organizational skills, ability to work as part of a team.
• Self-motivated with a strong work ethic.
• Proficient in Microsoft Office including Outlook, Excel and Word.

Education, Experience & Licenses:

• High School diploma or equivalent.
• College degree preferred
• Minimum 6 months previous banking or general accounting experience.