Business Banker/Commercial Lender - Lubbock, United States - American Bank of Commerce

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    Job Description

    Job Description Description:

    Come join the American Bank of Commerce team to find out why our employees love community banking and the ability to serve our customers in our local communities.


    We are currently seeking qualified applicants to work as a Business Banker/Commercial Lender at our Lubbock TX- 50th Street Banking Center.

    A Business Banker is active in the community and works in a professional work environment.

    They will be responsible for soliciting and servicing a variety of commercial loans and also interview applicants and recommend approval of applications for loans.

    A success Business Banker will follow through on borrower needs and analyze applicant financial status and credit to determine feasibility of granting the loan.

    A sincere and conscientious approach while maintaining compliance to policy is needed to be successful.


    Essential Job Functions:

    • Market bank products to individuals and firms, promoting bank services that may meet customer's needs.
    • Analyze potential loan markets and develop referral networks to locate prospects for loans.
    • Meet applicants to obtain information for loan applications and to answer questions about the process.
    • Works with clients to identify their financial goals and to find ways of reaching those goals.
    • Explain to customers the different types of loans and credit options that are available, as well as other services.

    OUR MISSION:
    Financial Professionals | Finding Solutions | Making a Difference


    OUR VISION:

    The ABC Family of Companies vows to be partners in helping our customers make the most of their finances.

    Our shared vision is to provide the highest quality products and services designed to fit the unique needs of each customer.


    OUR GOAL:


    To place customer satisfaction and loyalty as our number one priority, to maximize returns to stakeholders, and to create a nurturing environment where employees can maximize their potential.


    Benefits:
    We offer a competitive salary and excellent benefit packages.

    Benefits vary based on employment status and position but can include:

    • Medical, Dental, Vision, Telemedicine
    • Paid Time off, Paid Volunteer Time, and Paid Holidays
    • Flexible Spending Account, Dependent Care FSA
    • Basic Life and AD&D Insurance, Voluntary Life and AD&D
    • Long-Term Disability
    • 401k Retirement Plan
    • Recruiting Referral Bonus
    • Employee Stock Ownership Plan
    • Gym Membership Reimbursement Program
    Think this is something you are interested in? We invite you to apply and learn more about our great company

    Requirements:

    Required Skills:
    Active Learning, Active Listening
    Critical Thinking
    Learning Strategies
    Mathematics, Science
    Monitoring
    Reading Comprehension, Writing
    Speaking, Social Skills, Social Perceptiveness
    Coordination
    Instructing
    Negotiation, Persuasion
    Service Orientation
    Complex Problem Solving, Judgment and Decision Making
    Systems Analysis, Systems Evaluation
    Management of Financial, Material, and Personnel Resources, Time Management
    Spreadsheets, Presentations, Internet, Navigation, Word Processing, Graphics and Databases

    Education:
    Prefer Bachelor's degree in Business or

    Accounting/Finance.

    Minimum of 3 years of bank lending.


    EEO/AA/Background Disclaimer :


    If you are unable to submit your application electronically, you may contact the Human Resources Department at so that we may assist you.

    Our Company assures that all applicants for employment and all of its employees are given equal consideration based solely on job related factors, such as qualifications, performance and availability.

    Such equal consideration applies to all personnel actions, including, but not limited to, recruitment, selection, appointment, job assignment, training, promotion, merit increases, demotion, termination, pay rates and fringe benefits.


    The company commits to a rigorous and planned effort to encourage men and women of every race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other non-job-related characteristic to find happy, vital and productive job fulfillment at all levels of our company.

    Qualified applicants will be required to have a drug screen in addition to background, credit, and reference checks.

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