Sr. Credit Analyst - South Bend - Everwise Credit Union

    Everwise Credit Union
    Everwise Credit Union South Bend

    2 days ago

    $90,000 - $155,000 (USD) per year *
    Description

    Job Title: Sr. Credit Analyst

    The Senior Commercial Credit Analyst is responsible for in-depth complex financial analysis of commercial loan requests recommending and decisioning new commercial lending opportunities, existing portfolio loans, noting deviations from the Commercial Loan Policy as appropriate alternative structures assisting risk mitigation.

    • Perform comprehensive evaluation complex financial statements tax returns organizational charts determining borrower's ability repay loan.

    Critical responsibilities include evaluating credit risks assessing borrower's creditworthiness preparing detailed historical projection stress-testing analyzing various ownership structures identifying key secondary sources repayment such as collateral guarantor strengths collaborating with relationship managers gathering necessary information clarifying details constructing detailed credit memos presenting to Loan Approval Committee actively participating in committee answering questions regarding analysis monitoring assigned credits quarterly reporting payment discrepancies developing problems directly to relationship managers management reviewing reconciling construction draw requests analyzing Everwise other credit products engaging community service promotional events fostering personal development enhancing positive reputation continually improving skills processes contributing growth advancement of Everwise training guidance mentoring junior team members devising executing resolution plans audit findings loan committee requests participating ongoing education Department activities assuming additional responsibilities required growth advancement Everwise.

    * This salary range is an estimation made by beBee
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    Sr. Credit Analyst

    Only for registered members

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