- Work closely with the Relationship Manager and Managing Director to develop new and or maintain existing client relationships while ensuring a timely credit process from start to finish.
- Along with the Relationship Manager, interface with clients in-person, over the phone and email in order to assess their credit needs and determine the best structure and items needed for analysis.
- Gather and analyze necessary information to present along with the Relationship Manager, a preliminary financing request to senior management or Loan Committee for approval;
- Ascertain key property attributes and challenges including brand analysis, occupancy and rate trends, competitive position and demand drivers, e.
- Work with the Portfolio Manager (HFF Risk) to handle various other underwriting, portfolio management, reporting, and upkeep tasks and responsibilities related to new loan requests and/or the existing Relationship Manager's portfolio.
- Bachelor's Degree from a 4-year college or university degree, preferably in Finance or Accounting
- Minimum 5 years of Commercial underwriting experience at a financial institution
- Exceptional credit knowledge and underwriting skills in C & I and Real Estate lending.
- Advanced experience, knowledge, and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis, or related areas.
- Strong portfolio management skills allowing for timely identification of credit concerns by bringing items of concern to the Relationship Manager's attention;
- Outstanding presentation, verbal, and written communication skills.
- Ability to work well with others in a collaborative team environment.
- Excellent ability to juggle multiple credit requests at once.
- Self-starter, entrepreneurial attitude, and an upbeat positive outlook.
VP Portfolio Manager - Atlanta, United States - Western Alliance Bank
Description
Job Title:
VP Portfolio Manager - Hotel Franchise Finance (HFF)
Location:
AtlantaWhat you'll do:The Portfolio Manager (HFF Sales) position is responsible for analyzing, structuring, underwriting, and facilitating the closing of major and complex Commercial loans in compliance with the Bank's lending policies and procedures.
The Portfolio Manager will work with the Relationship Manager and Managing Director to manage loans to ensure the credit risks are responsibly monitored and identified.
This position will assist in attaining established Bank, region, and branch goals through active participation in underwriting and closing desirable credits with the Underwriting Team.
The Portfolio Manager is responsible for assuring compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.
What we are looking for:
g:
corporate, group, leisure, seasonality;* Analyze appraiser and borrower projections of key financial data; incorporate variance analysis while defending independent assumptions; review property due diligence reports to identify and structure around collateral risks;* Facilitate processing of approved loans; obtain sufficient information and/or documentation from customers; assist the Portfolio Manager (HFF Risk) in solving problems relative to processing and servicing of loans within the Relationship Manager's portfolio;* Reinforce superior customer service through your own example along with appropriate follow-through with involved customers and employees.
What you need to have:
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program.
In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your careerAbout the company:Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation.
Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
AmeriHome Mortgage is a Western Alliance Bank company.Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information.
Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities.If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email or call When contacting us, please provide your contact information and state the nature of your accessibility issue.
We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.Western Alliance Bancorporation#J-18808-Ljbffr