Financial Services Representative - Pocahontas - Availa Bank

    Availa Bank
    Availa Bank Pocahontas

    4 days ago

    Full time
    Description

    Availa Bank

    Description:

    EEO Employer

    Availa Bank believes our people make a difference, and we recognize that individual differences and experiences strengthen our teams. Each member of our team is empowered to inspire and enable our clients and the communities we serve to achieve financial success.

    This is not a remote position.

    UNIVERSAL BANKER I POSITION SUMMARY

    This position is responsible for assisting with a customers financial transactions in an efficient and friendly manner, providing the highest level of customer service. In addition, this position will assist with financial counseling, including opening and servicing of consumer accounts.  

    BENEFITS

    Availa Bank offers a rich selection of benefits you can personalize to support you and your familys needs. Benefits may include:

    • Medical, Dental & Vision Plans
    • Option for Health Savings Account (HSA)
    • Life Insurance (Company paid for employee)
    • 401K and Employee Stock Ownership Plan (ESOP)
    • Company Paid Short & Long Term Disability Insurance
    • Flexible Spending Account (FSA) & Dependent Care
    • Eligibility for Tuition Assistance and Discounts
    • Employee Assistance Program (EAP)

    UNIVERSAL BANKER I ESSENTIAL DUTIES AND ACCOUNTABILITIES

    1. Provide exceptional customer service through quality conversations and an efficient and accurate process of customer transactions. 
    2. Build relationships with customers by identifying needs and offering solutions. 
    3. Provide accurate information to customers based on product and service knowledge and understanding of the banking industry. 
    4. Frequently communicate with customers and employees in person or by phone and exchange accurate information in these situations. 
    5. Sell, open, and maintain banking products and services to new and existing customers. Cross-sell bank products during the regular transaction process. 
    6. Proficient in customer account opening, maintenance, and closing accounts (including checking, savings, CDs, and safe deposit boxes). 
    7.  Process check orders; follow check cashing procedures; issue cashiers checks; process wire transfers, perform online and mobile banking maintenance; process stop payments and debit card disputes.  
    8. Handle financial transactions efficiently and effectively with all customers (including, but not limited to, deposits, withdrawals, advances, loan payments, and merchant transactions).
    9. Maintain a balanced cash drawer. 
    10. Perform ATM/ITM duties in applicable markets. 
    11. Meet or exceed all established branch goals and contribute to branch deposit growth.
    Requirements:

    UNIVERSAL BANKER I QUALIFICATIONS:

    Education

    • High school diploma or equivalent required

    Experience

    • Customer service experience required
    • Accounting, banking, or sales experience encouraged

    Other Skills and Abilities

    • Demonstrated proficiency in typing with speed and accuracy; basic keyboarding skills are required
    • Strong math skills; add, subtract, multiply and divide in all units of measure
    • Exceptional oral, written and interpersonal communication skills with the ability to apply commonly understood knowledge to carry out instructions and instruct others, understand procedures, and write reports and correspondence 
    • Ability to apply sound judgement to carry out instructions, understand procedures, and speak clearly to customers and employees 
    • Understands computer and other equipment capabilities and limitations
    • Exceptional organizational and time management skills
    • Ability to multitask in a fast-paced environment 
    • Maintain a complete understanding of regulatory and compliance policies and procedures
    • Be able to work flexible hours and shifts

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Financial service representative