- 3 weeks paid time off in the first year
- 401k with up to a 6% match
- Tuition Reimbursement
- Year-end bonuses
- Originate mortgage loans for new members. A new member is defined as a borrower who did not have an established account with the Credit Union before the application was initiated.
- Solicits outside mortgage referrals by attending networking events, and holding luncheons with Realtors, Builders, Developers, Veterans organizations, etc.
- Maintain a pipeline of new referrals through developing a network of professional organizations.
- Conducts training and seminar events such as lunch and learns, after-hours member events, and staff sales training
- Determine financing objectives and goals, conduct the loan interview, and obtain the member information necessary to initiate a loan transaction.
- Analyze member mortgage applications including reviewing and analyzing credit, suggesting the best mortgage product based on member's needs and financial goals, gathering financial data, obtaining information from members to resolve discrepancies such as late payment history, judgments, etc., and communicating loan decisions.
- Educate and update members regarding the loan process, timing, and closing costs.
- Summarize the loan request and submit it to the lending committee for decision.
- Track loan requests, maintain a conversation tracking log, contact the member with the decision, and follow up to obtain completed loan applications.
- Work closely with loan processors to assist in gathering of additional documentation required by underwriting.
- Provide loan information and service to members, realtors, developers, builders, and others as needed regularly.
- Attend and facilitate loan applications and closings both inside and outside of the branch.
- Develops and maintains a pipeline of new applicants. Meets expectations regularly in regard to monthly loan goals.
- Review market interest rates and loan products to make recommendations for enhancements to the mortgage program.
- High School Diploma or equivalent.
- Minimum of two years of similar or related experience in the financial industry.
- Proven success in developing leads and closing sales in residential mortgage lending.
- Self-motivated and well-organized.
- Must have knowledge of various federal regulations and the responsibilities relating to each act of the following:
- Right to Financial Privacy Act
- Regulation C (Home Mortgage Disclosure Act - HMDA)
- Regulation CC (Funds Availability)
- Regulation Z (Truth in Lending)
- Bank Secrecy Act (BSA)
- Experience in Conventional, VA and FHA home loans is preferred.
- Partner with a talented team helping to provide financial solutions to our members
- Be part of an environment where our service to each other is just as important as our service to our members
- A wonderful opportunity to expand your skillset and develop professionally
- Join a Credit Union culture that makes an impact in the community
- Join an organization that appreciates and promotes having balance in your life
- A competitive compensation structure that rewards the contributions of our team members
-
Outside Sales Representative
1 week ago
Titan America Sterling, United StatesConcrete Sales Representative II · Titan Virginia Ready-Mix · COMPANY DESCRIPTION: · Titan America LLC, a leading company in the heavy building materials industry in the eastern United States and the North American operating subsidiary of the TITAN Group, is on a growth journey ...
-
Outside Sales Representative
4 weeks ago
Titan America Sterling, United StatesConcrete Sales Representative II · Titan Virginia Ready-Mix · COMPANY DESCRIPTION: · Titan America LLC, a leading company in the heavy building materials industry in the eastern United States and the North American operating subsidiary of the TITAN Group, is on a growth journey ...
-
Outside Sales Rep
2 days ago
ADESA Sterling, United States**About Us** · ADESA, a Carvana owned company, currently operating over 50 locations throughout the US. Our Auto Auctions, some up to 200 acres, provide a wide array of vehicle services including repair & reconditioning, auction remarketing, and many of our sites serve as market ...
-
Outside Sales Agent
2 weeks ago
Keller Williams Somerset Troy, United StatesJob Description · Job DescriptionAre you a top sales professional? Are you seeking a new, more dynamic team in which to sell? It's time for you to learn more about real estate We are a dynamic, customer-centric team looking to share our passion for building a better community. · ...
-
Outside Sales
4 weeks ago
FASTSIGNS #381401 Detroit, United StatesJob Description · Job DescriptionBenefits:401(k) · 401(k) matching · Bonus based on performance · Competitive salary · Employee discounts · Paid time off · Hit the Ground Running & Make Your Mark: Outside Sales Representative (Downtown Detroit) · Do you crave a challenge? Are you ...
-
Outside Sales Representative
2 weeks ago
Groundworks Rochester Hills, United StatesJob Description · Job DescriptionFoundation Systems of Michigan A Groundworks Company, is seeking talented Outside Sales Representatives to join their team in the Rochester Hills MI area · Our Outside Sales Representatives we call Certified Field Inspectors or CFIs are one of the ...
-
Outside Sales and Marketing Reps
2 weeks ago
GREAT LAKES HOME REMODELING Troy, United StatesJob Description · Job DescriptionBenefits:401(k) · 401(k) matching · Bonus based on performance · Competitive salary · Dental insurance · Employee discounts · Flexible schedule · Health insurance · Opportunity for advancement · Relocation bonus · Training & development · Company ...
-
Outside Sales Representative
6 days ago
HomeSpec Westland, MI, United StatesHomeSpec, a regional leader in the waterproofing, foundation and concrete repair industry, is seeking to expand our sales team. As an Outside Sales Representative you will consult with homeowners at appointments we have scheduled for you. Your goal? To diagnose the issues they ar ...
-
Outside Sales Representative
1 week ago
CHS Garden City, United StatesCHS Inc. is a leading global agribusiness owned by farmers, ranchers and cooperatives across the United States that provides grain, food and energy resources to businesses and consumers around the world. We serve agriculture customers and consumers across the United States and ar ...
-
Outside Sales Representative
5 days ago
Proof Pest Control Wixom, United States* Now Hiring for Detroit, Wixom, Lansing, and Grand Rapids, Michigan area* · Pest Control Consultant · We are looking to fill an immediate opening for an organized and experienced Outside Sales Representative to initiate contact with clients and create tailored-fit proposals to m ...
-
Mortgage Lending Originator- Outside Sales
3 weeks ago
FreeStar Financial Credit Union Sterling Heights, United StatesFreeStar Financial Credit Union is looking for an enterprising and dynamic Mortgage Lending Originator. If you would love to use your skills in building relationships and enhancing the credit union's Real Estate Lending portfolio, this may be the right role for youSalary: Base Pa ...
-
Outside Sales Representative
3 weeks ago
Cass Hudson Company Livonia, United StatesCompany Description · Cass Hudson Company is a wholesale distributor located in Livonia, MI. We specialize in providing casters, wheels, and material handling equipment from top brands such as Albion, Colson Group, Caster Concepts, and more. · Role Description · This is a full-ti ...
-
Outside Sales Representative
5 days ago
Chipr Detroit, MI, United States: Chipr is seeking experienced door-to-door sales representatives to join our sales team. Your purpose is to help consumers improve their quality of life through enhanced home technology solutions. You'll work at the intersection of people and technology. We believe in a healthy ...
-
Outside Sales Representative
4 weeks ago
Common Waste Farmington Hills, United StatesAt Common Environmental, we are leaders in the waste and recycling industry, dedicated to providing innovative solutions to our clients' waste management needs. With a commitment to sustainability and excellence, we are continuously expanding our reach and seeking ambitious indiv ...
-
Outside Sales Rep
1 week ago
ARC Document Solutions Clawson, United StatesJob Description · As anOutside Sales Specialist, you will be called upon to sell large-format color graphic printing services to a variety of retail, advertising, education, manufacturing, fashion, and other business-to-business market segments. Large format consists of selling p ...
-
Outside Sales Representative
6 days ago
Ripple Fiber Plymouth, United StatesJob Description · Job DescriptionSalary: Total Compensation Package up to $95K + Uncapped No Commission Limits · Outside Sales Representative | Ripple Fiber · We are looking for Outside Sales Representatives to join our team in Plymouth, MI. · About Ripple Fiber · Our mission is ...
-
Outside Sales Representative
1 week ago
Proof Pest Control Wixom, United StatesJob Description · Job Description * Now Hiring for Detroit, Wixom, Lansing, and Grand Rapids, Michigan area* · Pest Control Consultant · We are looking to fill an immediate opening for an organized and experienced Outside Sales Representative to initiate contact with clients and ...
-
Outside Sales Representative
2 weeks ago
Welcome Wagon Westland, United StatesJob Description · Job DescriptionIf you consider yourself outgoing, are an active member in your community, and desire flexibility for a work-life balance, Welcome Wagon is the place for you Come join an iconic American Company that is the leader in the new mover marketing indust ...
-
Junior Outside Sales Representative
2 weeks ago
Youngsoft Inc. Wixom, United StatesCompany Overview: Junior Outside Sales Representative - PCB Manufacturing · Department: Sales · Location: Wixom Michigan, · Reports To: VP of Sales · Company Overview: Youngtronics LLC ( a Youngsoft Group Company) is a world class quality control manufacturer company, a Leader in ...
-
Outside Sales Representative
3 weeks ago
Topaz HR Advisory Wayne, United StatesJob Description · Job DescriptionStaffing Sales Representative · My client is seeking a driven, enthusiastic Staffing Sales Manager to drive temporary staffing services within the light industrial/manufacturing sectors. Reporting to the Director of Sales, the Staffing Sales Manag ...
Mortgage Lending Originator- Outside Sales - Sterling Heights, United States - FreeStar Financial Credit Union
Description
FreeStar Financial Credit Union is looking for an enterprising and dynamic Mortgage Lending Originator. If you would love to use your skills in building relationships and enhancing the credit union's Real Estate Lending portfolio, this may be the right role for youSalary: Base Pay + Commission
Job Location: Sterling Heights
Schedule: Standard work schedule will be a 5-day work week Monday - Friday with occasional evenings and Saturdays. This position requires extensive external contacts and local travel. This position will be required to work with limited supervision. Scheduling is subject to change at management's discretion based on the operational needs of the credit union.
Benefits:
The primary purpose of the Mortgage Lending Originator is to assist FreeStar Financial Credit Union in fulfilling our mission by developing outside Real Estate Lending opportunities. Market the Credit Union's mortgage products by networking with Realtors, Builders, Developers, and other community organizations. The position represents the Credit Union in the community and related functions to identify, develop, and promote Mortgage services. May present seminars to the general public and real estate community. Work strategically to develop rapport with Realtors to attract referral business while building a solid pipeline.
What You'll Do In This Role:
