Lending & CRA Compliance Officer - Powell, United States - Buckeye State Bank

Description

Buckeye State Bank is seeking a qualified, experienced Lending & CRA Compliance Officer, Lending & CRA.

The Bank Lending & CRA Compliance Officer is a critical role to the ensuring the Bank operates in a safe and sound manner, while protecting its consumers.

The role requires extreme attention to detail, reporting, testing, corrective action, and project management skills.

In addition, a successful bank compliance officer must continually evaluate through testing and research the banks policies and procedures to ensure compliance of state or federal banking and consumer protection laws.

This is not a remote role.

Essential Duties and Responsibilities of a Lending & CRA Compliance OfficerThe primary responsibility of the Lending & CRA Compliance Officer is to serve as the Banks subject matter expert on lending compliance laws/regulations and to help maintain the Banks Compliance Management System (CMS) that is demonstrated throughout all levels of theorganization.

Conduct comprehensive consumer, residential, commercial loan testing with applicable laws and regulations.
Conduct comprehensive Fair Lending and CRA risk assessments and reviews to be presented to the Audit Committee.

Manage Fair Lending compliance efforts throughout the Bank and ensure that the Banks Fair Lending program is risk-based and appropriate for the size and complexity of the Bank.

Work collaboratively with Executive Management to identify and manage Fair Lending risk across the Bank.
Develop and implement robust Fair Lending risk reporting tools, including key risk indicators.
Develop the Banks annual Fair Lending plan and set the scope and frequency of monitoring activities.

Complete periodic Fair Lending reviews, including ongoing comparative file reviews, marketinganalysis, quality of assistance, exceptions, and redlining reviews, ensure appropriate remediation occurs, and maintain adequate work papers to support findings.

Assist Audit department with specific testing, schedule planning, coordination with internal/external auditors, & validation of audit findings.
Provide back-up support to other Compliance staff regarding various Banking Consumer Protection Law and Regulations.
Have a working knowledge of Bank Secrecy Regulations, and Anti-Money Laundering Laws.

Be accountable to ensure that the banks policies and procedures comply with all rules and regulations associated with mortgage and consumer lending and depository services.

Research topics regarding banking rules and regulations and oversee needed changes to polices and/or procedures.
Implement and manage new rules and regulations when they are passed by state or federal governing bodies.
Have expert knowledge in and enforce public interest and consumer protection laws.
Offer advice to the Executive Management on compliance-related topics.

Provide regular training for newly hired employees, banking staff, and Board of Directors, particularly when any state or federal laws change.

Initiate investigations when possible when non-compliance takes occurs within the institution to determine the root cause and corrective action.
Coordinate Examinations and Audits, while also providing support and assistance to outsideauditors/examiners when necessary.

Lead and conduct testing of processes and procedures related to Consumer Compliance as well as other Quality Control practices and standards.

Report findings to Management and the Board of Directors Audit Committee.
Confirm corrective actions are taken to promptly address testing, audit and exam findings.

Provide ancillary support and back up regarding all aspects of the Corporate-wide Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Office of Foreign Assets Control (OFAC) programs.

Other duties and responsibilities as needed.

Required Knowledge, Skills and AbilitiesKeen analytical skillsDetail orientedBasic working knowledge of all banking functionsExperience with testing, corrective action plans, management reportingExcellent research skillsStrong written and verbal communication skillsAbility to operate computer systems freely to maximize automation of processesAdvanced computer skills with Microsoft OfficeDemonstrate the highest ethical standards in order to properly execute the duties of a compliance officer.

Education and Experience2 to 5 years of experience in a Lending/Quality Control role, or directly as a Lending & CRACompliance OfficerBachelors Degree in a related field or equivalent combination of education and experience; CAMS or CRCM certification preferred.

Buckeye offers competitive compensation, as well as incentives and a benefit package, including:

Standard Paid time offYour Birthday off as wellRetirement - 401kYou will be a member of the Employee Stock Ownership PlanHealth Insurance with Vision and DentalLife InsuranceDisability InsuranceIf you are looking for an exciting and rewarding challenge Join the Buckeye Team Interested? Please email a copy of your resume to Buckeye State Bank is an equal opportunity employer.

Buckeye State Bank is an employee-owned, member-centric community bank, creating Raving Fans through exceptional service.

With our exciting growth and expansion, we are looking for qualified, energetic team members to implement and achieve our Vision of The Bank of Tomorrow.

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