SBA Credit Analyst/Underwriter/ NATIONWIDE REMOTE BASED - Charlotte, United States - SVI Recruiting Group

Description

Job Description

Position: SBA Credit Analyst/Underwriter/FRANCHISE/NATIONWIDE REMOTE

Job Summary:

As an SBA Credit Analyst/Underwriter, you will be responsible for analyzing and underwriting Small Business Administration (SBA) 7a, 504, USDA loans for our clients, FOCUSING ON SBA FRANCHISE LOANS. You will work closely with our team of loan officers, processors, and other underwriters to ensure that all loan applications are thoroughly evaluated and approved in accordance with SBA guidelines and company policies and MUST BE ABLE TO WORK IN A FAST-PACED ENVIORMENT

You MUST have current FRANCHISE SBA Underwriting experience to be considered.

Key Responsibilities:

Review and analyze loan applications and financial documents to determine creditworthiness and risk assessment

Conduct thorough financial analysis and cash flow projections to assess the borrower's ability to repay the loan

Evaluate collateral and loan structure to ensure compliance with SBA guidelines and company policies

Prepare credit memos and loan packages for submission to SBA and other lending institutions

Communicate with loan officers and processors to gather necessary information and resolve any discrepancies

Monitor and track loan performance and work with borrowers to address any issues or concerns

Stay updated on SBA regulations and guidelines to ensure compliance and provide guidance to loan officers and processors

Participate in credit committee meetings and provide recommendations on loan approvals and denials

Collaborate with other team members to improve processes and procedures for loan underwriting and portfolio management

Maintain accurate and organized loan files and documentation

Qualifications:

Bachelor's degree in finance, accounting, or related field

Minimum of 4 years of experience in SBA Franchise loan underwriting and credit analysis, with 7a , 504, or USDA SBA

Strong knowledge of SBA regulations and guidelines

Excellent analytical and problem-solving skills

Ability to work independently and as part of a team

Strong attention to detail and ability to multitask in a fast-paced environment

Excellent communication and interpersonal skills

Proficient in Microsoft Office and loan processing software

SBA underwriting certification is a plus