In-Line QA Analyst - Irving, United States - Western Alliance Bank

Description

Job Title:
In-Line QA Analyst


Location:
TX - Dallas/Irving


What you'll do:

The Correspondent Lending In-Line Quality Assurance Analyst (CL ILQA Analyst) is responsible for the in-line review of loans in the CLD Pre-Purchase Review (PPR) process, which covers loans from file delivery through purchase decision.

The candidate must possess a thorough working knowledge of residential lending programs and practices and demonstrate the ability to partner with each of the mortgage operations teams to ensure that loans are reviewed accurately and identified issues are remediated promptly.

The individual will be expected to minimize risk by maintaining a high level of regulatory and procedural compliance.

The successful candidate must also be highly self-motivated, entrepreneurial, organized, and passionate about growing a business in a team environment.

What we are looking for:

Perform daily in-line quality assurance reviews on a selection of loans as they move through each stage of the PPR process - from file delivery through purchase decision - to ensure compliance with regulatory requirements and company credit and operational guidelines.

Analyze data and produce scheduled ILQA reports on findings and metrics and assist with recommendations as to appropriate corrective action or gap-related solutions.

Identify any suspected fraudulent activity occurring with any stakeholder and escalate issues to the appropriate management when necessary as well as escalate to management all unresolved issues, where appropriate.

Meet with operations managers every month to review findings and promote issue remediation and quality improvement.

Keep abreast of all company policies and procedures as well as federal and state regulatory changes and update the ILQA checklist to address emerging items for compliance.

Ensure data integrity in the loan origination system by ensuring PPR activities are appropriately documented in the system of record.

Work on special projects as needed.

What you will need:
Bachelor's Degree or equivalent experience
3+ years of residential mortgage lending experience with broad knowledge of lending regulations and credit/collateral analysis practices
Knowledge of investor/insurer guidelines, including FHLMC, FNMA, FHA, VA, and USD
Strong written and verbal communication skills
Must be able to adapt well to a fast-paced and constantly changing business environment
Must be self-motivated
PC proficient at the intermediate level
Comfortable with new technology systems and a paperless environment
Demonstrated ability to work in a team-oriented environment
Demonstrated ability to provide good customer service

Compensation:
Hourly range for new hires is generally $54, $67,532.00 for Westlake Village, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.


Benefits you'll love:

We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program.

In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career

About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation.

Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information.

Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email

or call When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation

AmeriHome Mortgage, a Western Alliance Bank company, is a leading national business-to-business mortgage acquirer and servicer.

In 2020, AmeriHome ranked as the nation's third-largest correspondent mortgage provider, primarily purchasing mortgage loans from a network of independent mortgage originators.

Overall, the company is the 13th largest producer of mortgages in the U.S.

The organization has created a flexible and scalable platform with a modern purpose-built infrastructure, advanced data and analytics capabilities, all leveraging deep industry expertise and a highly efficient cost structure to target profitability in all market environments.

AmeriHome has a track record of consistent, prudent and profitable growth.

With more than 1,000 employees, AmeriHome is a premier mortgage company, a multi-channel – mortgage investor, direct-to-consumer lender and servicer, licensed in 49 states, and headquartered in Thousand Oaks, California with offices in Irvine, CA, and Dallas, TX.

Focused on delivering excellence in lending, our motivation for success is represented throughout the company and thrives from the trust built between all employees.

AmeriHome is always looking for top talent to join our growing, fast-paced, and friendly teams.

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