- Conduct financial analysis of credit and collateral of borrowers, with an emphasis on data collection and analysis.
- Validate borrower compliance based on the Loan & Security Agreement.
- Perform financial, operational, valuation, and transactional analyses.
- Assist in underwriting modifications or renewals for borrowers, and help present deals to credit committee.
- Complete borrower risk assessments.
- Maintain data integrity in internal bank systems related to financials or other key information.
- Produce internal deliverables.
- Collaborate with management teams of portfolio companies to understand performance and financial needs.
- Travel to client sites.
- Perform other duties as assigned.
- 1-2 years related experience or public accounting
- Bachelor's degree in Accounting, Finance, or Economics
- Preferred: Master's degree or higher
- Ability to analyze financial statements (profit and loss, balance sheet, and cash flow statements)
- Ability to multi-task in a fast paced environment
- Strong analytical skills and resourcefulness necessary to complete in-depth industry and market analyses
- Strong interpersonal, writing and oral communication skills
- Comfortable interacting directly with clients
- Above average knowledge of MS Word and Excel
- "Self-Starter"
- Candidate must have great attention to detail
Portfolio Analyst - Durham, United States - Pacific Western Bank
Description
Job Summary
The Portfolio Analyst role is responsible for monitoring the performance of borrowers, identifying deviations from expected performance, and raising credit concerns to the portfolio team. The Portfolio Analyst should strive to understand the client's operating performance and needs, and work to build strong working relationships both internally and externally.
ResponsibilitiesBanc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to age (40 and over), ancestry, color, religious creed (including religious dress and grooming practices), denial of Family and Medical Care Leave, disability (mental and physical) including HIV and AIDS, marital status, medical condition (cancer and genetic characteristics), genetic information, military and veteran status, national origin (including language use restrictions), race, sex (which includes pregnancy, childbirth, breastfeeding and medical conditions related to pregnancy, childbirth or breastfeeding), gender, gender identity, gender expression, and sexual orientation. If you require reasonable accommodation as part of the application process please contact Talent Acquisition Partner.
QualificationsSalary Range: $49, ,620.00 USD; Final salary to be determined by the education, experience, knowledge, skills, and abilities of the applicant, internal equity, and alignment with geographic/market data.