Senior Risk Portfolio Analyst - San Jose, United States - BILL

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    Description

    The Portfolio Management Department orchestrates the execution and advancement of the strategic roadmap within the Risk Management division, emphasizing end-to-end ownership and harnessing data-driven insights. Collaborating seamlessly across all levels of the Risk team, including senior leadership, we spearhead transformative initiatives and meticulously oversee governance processes. As a vital member of the Portfolio team, you'll spearhead the execution of pivotal, cross-functional projects, foster robust partnerships with stakeholders, and champion strategic innovation across the Risk organization.

    • Lead the planning, execution, and delivery of strategic programs and initiatives within the Fraud and Credit Risk Strategy Team.
    • Collaborate with cross-functional teams to define project scope, objectives, and deliverables, ensuring alignment with organizational goals.
    • Develop and maintain comprehensive project plans, timelines, and resource allocation to ensure successful execution of initiatives.
    • Monitor project progress, identify risks and issues, and implement mitigation strategies to address potential roadblocks. Utilize SQL knowledge to interpret data and draw trends for informed decision-making.
    • Drive continuous improvement initiatives to enhance efficiency and effectiveness in fraud and credit risk management processes, demonstrating strategic thinking and problem-solving skills.
    • Provide regular updates and reports to senior leadership on project status, milestones achieved, and key performance indicators, articulating thought processes clearly through storytelling.
    • Providing support in incident resolution when needed, working closely with Engineering teams to manage partner communications and escalations.
    • Foster a culture of innovation and collaboration within the team to drive excellence in project delivery and portfolio management.

    We'd love to chat if you have:

    • Bachelor's degree in Business Administration, Finance, or related field; Master's degree preferred.
    • 5-7 years of experience in program management and portfolio execution, preferably within fintech or financial services.
    • Robust grasp of fraud and credit risk management principles, processes, and best practices.
    • Strong analytical skills for solving complex problems, including using statistics and data science.
    • Proficiency in SQL and Excel, including key data science libraries, with experience working with large datasets.
    • Exceptional at developing and nurturing relationships with key internal stakeholders
    • Ability to communicate complex results clearly to technical experts, business partners, and executives, including developing Tableau dashboards and visualizations.
    • Comfortable navigating ambiguity and steering analytics projects toward clear business goals and actionable outcomes.
    • Experience in working at matrixed organizations with strong cross-functional collaboration
    • Exceptional leadership and communication skills across all organizational levels, with a proactive approach to multitasking and problem-solving.
    • Thrives in fast-paced startup environments, adept at adapting to changing priorities.
    • Proficiency in project management tools including Gsuite, Asana, Smartsheet, Confluence, and Miro/Lucidchart.
    • PMP certification or equivalent is considered a plus.

    Preferred Qualifications:

    • Experience in banking, e-commerce, or payments industries.
    • Knowledge of and experience with payment technologies and ecosystems.
    • Intermediate Python knowledge.
    • Experience in a high-growth technology company.

    The estimated salary range for this role is noted below for our San Jose based role. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

    San Jose pay range $126,900 — $151,800 USD

    Let's talk about benefits

    • 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
    • HSA & FSA accounts
    • Life Insurance, Long & Short-term disability coverage
    • Employee Assistance Program (EAP)
    • 11+ Observed holidays and wellness days and flexible time off
    • Employee Stock Purchase Program with employee discounts
    • Wellness & Fitness initiatives
    • Employee recognition and referral programs
    • And much more

    For positions that are in office we support a hybrid work environment with on-site and remote work days. Check out our for each location and discover BILL.