Credit Analyst - Cedar Rapids, IA
18 hours ago
Job description
GreatAmerica Financial Services is a highly successful entrepreneurial company providing equipment financing to businesses across the United States. Our exemplary customer service, our principle-centered business philosophy and our team-based operating approach are key to our success and growth.
Do you want to be challenged every day? Do you want a career that allows you to develop professionally? Do you want to be part of a team and a growing and dynamic company?
We Are Looking to Add a Key Member to our Team as a Credit Analyst
Credit underwriting is an exciting and challenging career that allows you to research and analyze businesses across a variety of situations and industries. Being a credit analyst provides continuous learning that equips team members with the skills and knowledge to grow, both individually and as part of a team, and support career advancement.
About this position:
We are looking to add an early talent or experienced Credit Analyst to our team. The Credit Analyst role is responsible for underwriting commercial credit applications supporting our vendor partners selling equipment and other solutions into numerous markets across the United States. The individual in this role will assess creditworthiness through research utilizing sources of business and personal credit, publicly available information, general industry analysis and financial statements as applicable to make independent decisions to extend credit based upon their evaluation. Our typical credit analyst will process multiple credit applications each day. The role provides a broad foundation for risk management within GreatAmerica, supporting career advancement. Our best credit analysts are eager to learn, self-starters and excel at thinking on their feet while making prudent decisions.
Essential Responsibilities
- Perform direct and thorough investigation and obtain relevant credit information to formulate credit decisions, providing written analysis and justification for the decision
- Review and analyze financial statements as applicable
- Monitor changing economic and/or industry conditions and adjust underwriting appropriately
- Communicate decisions or requests for additional information directly to vendor or applicant
- Evaluate and approve new vendor and manufacturer partners and programs, monitor ongoing performance, and interface with sales regarding operational statistics
To be successful in the Credit Analyst role, you'll need
- A Bachelor's degree with a major or minor in Finance, Accounting, Economics, or related field
- Demonstrated interpersonal skills are a must as GreatAmerica takes pride in providing an excellent customer experience during every interaction.
- Excellent analytical ability, enjoy making independent decisions, and the ability to process information quickly
- Understanding of financial statements is a plus
- 2-5 years of experience in commercial lending preferred for the Credit Analyst (Experienced Professional)
Sharing rewards is an integral part of our culture. We believe in the value of hard work and reward our employees beyond the paycheck. Our total rewards package is based on eligibility and includes:
Financial Benefits
- Competitive Compensation
- Monthly Bonuses for Eligible Employees
- 401(k) and Company Match
- Annual Profit Sharing
- Paid Time Off
Health, Wellbeing, and Family Planning Benefits
- Paid Vacation - starting at 80 hours annually for employees in their first year of service.
- Paid Sick Days - Ten (10) per year with a conversion option for unused time.
- Ten (10) Paid Holidays per year
- Gym Reimbursement
- Health Insurance
- Dental Insurance
- Vision Insurance
- Short-Term and Long Term Disability
- Company Paid Life Insurance
- Flexible Spending Accounts (FSA)
- Health Savings Accounts (HSA)
- Employee Assistance Program
- Parental Leave
Education and Career Planning Benefits
- Tuition Assistance
- Networking Opportunities
- Leadership Development Opportunities
Perks
- Paid Parking
- Service Awards
- Hybrid work arrangements
- Business casual environment
- A strong organizational culture focused on our greatest asset: you
If your experience aligns closely, please apply. We value diverse backgrounds and adding new perspectives. We encourage you to apply if you can make a strong impact in this role at
Please note, applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa.
Similar jobs
We Are Looking to Add a Key Member to our Team as a Credit Analyst · Credit underwriting is an exciting and challenging career that allows you to research and analyze businesses across a variety of situations and industries. · ...
1 week ago
Job summary · We Are Looking to Add a Key Member to our Team as a Credit Analyst · Credit underwriting is an exciting and challenging career that allows you to research and analyze businesses across a variety of situations and industries.Responsibilities · Perform direct and thor ...
1 month ago
We Are Looking to Add a Key Member to Our Credit Team The Exposure Management Credit Analyst will be responsible for facilitating credit approval on end users where exposure levels are above the teams' levels or limits set by the Business Units and Credit Vice Presidents. · The E ...
1 month ago
The Credit Analyst is responsible for supporting the Credit Administration Team and Commercial Bankers by performing a variety of administrative, analytical and reporting tasks related to the management of the commercial credit portfolio. This position will contribute to client r ...
1 day ago
We Are Looking to Add a Key Member to our Team as a Credit Analyst Credit underwriting is an exciting and challenging career that allows you to research and analyze businesses across a variety of situations and industries. · ...
1 month ago
We Are Looking to Add a Key Member to our Team as a Credit Analyst Credit underwriting is an exciting and challenging career that allows you to research and analyze businesses across a variety of situations and industries. · , · Perform direct and thorough investigation and obtai ...
2 weeks ago
We are looking to add a key member to our team as a credit analyst. Credit underwriting is an exciting and challenging career that allows you to research and analyze businesses across a variety of situations and industries. The role provides a broad foundation for risk management ...
1 month ago
The Credit Analyst is responsible for supporting the Credit Administration Team and Commercial Bankers by performing a variety of administrative, analytical and reporting tasks related to the management of the commercial credit portfolio. · ...
1 day ago
TITLE: Credit Analyst · DEPARTMENT: Credit Administration · JOB SUMMARY: · The Credit Analyst is responsible for supporting the Credit Administration Team and Commercial Bankers by performing a variety of administrative, analytical and reporting tasks related to the management of ...
41 minutes ago
The SFG Credit Analyst is responsible for providing support to the SFG Credit Manager by performing a variety of administrative, analytical, and reporting tasks related to the management of the SFG credit portfolio. · ...
1 month ago
The SFG Credit Analyst is responsible for providing support to the SFG Credit Manager by performing a variety of administrative, analytical, and reporting tasks related to the management of the SFG credit portfolio. · Bachelor's degree in accounting, business administration or re ...
1 month ago
The SFG Credit Analyst is responsible for providing support to the SFG Credit Manager by performing a variety of administrative, analytical, and reporting tasks related to the management of the SFG credit portfolio. · Bachelor's degree in accounting, business administration or re ...
1 month ago
We Are Looking to Add a Key Member to our Team as a Credit Leader. · In addition to facilitating credit approval for lease financing transactions within assigned authority and in compliance with the credit policy at GreatAmerica, the Credit Functional Leader is responsible for le ...
3 weeks ago
We Are Looking to Add a Key Member to our Team as a Credit LeaderIn addition to facilitating credit approval for lease financing transactions within assigned authority and in compliance with the credit policy at GreatAmerica, the Credit Functional Leader is responsible for leadin ...
3 weeks ago
The Real Estate Analyst supports the Tax Credit Asset Management team in the performance, compliance, · and long-term stability of a national portfolio of affordable housing investments on behalf of our institutional investor clients.ResponsibilitiesCollect, input, and review con ...
3 weeks ago
The ES Finance function is currently seeking an Accounts Receivable Collection Analyst II to join the NSS business area in Cedar Rapids, IA. This role will be responsible for the management of customer credit, cash applications and collections activity. · ...
3 weeks ago
The Real Estate Analyst supports the Tax Credit Asset Management team in the performance, compliance, · and long-term stability of a national portfolio of affordable housing investments on behalf of our institutional investor clients. · We are an international business: Our emplo ...
1 week ago
The Real Estate Analyst supports the Tax Credit Asset Management team in the performance, compliance, and long-term stability of a national portfolio of affordable housing investments on behalf of our institutional investor clients. · ...
3 weeks ago
This role serves as the Relationship Manager for new and existing complex clients and will be responsible for managing a portfolio with an average loan portfolio greater than $50MM up to $100MM and manages at least 35 bank relationships generating at least $1.5MM in revenue to th ...
1 week ago
We are seeking an Accounts Receivable Collection Analyst II to manage customer credit and cash applications in the NSS business area. · The role will be responsible for establishing and maintaining customer credit limits, interfacing with customers for collection activities, · an ...
4 weeks ago