Mortgage Equity Underwriter - Vienna, United States - TEKsystems

Description

Start Date: June 3rd

Locations:

*Not opposed to Remote BUT there will NOT be an opportunity to convert

1. If candidates are at one of the main three campuses, they will entertain SR processing experience (3-4+ years)
   1. If they are a 100% remote contractor – they MUST have UW experience (3-5 years)

Shift Schedule: 8am-430pm (In their respective time zone)

Hybrid: If they are near a major campus, they will be required to be onsite 2 days per week which is subject to change based off business need

Training: Typically 8am-430pm CST

Contract: Open ended contract-extension and conversion based off budget and performance, UNLESS they are remote – 100% CONTRACT ONLY

6. Time Off Policy – NO TIME OFF IN THE FIRST 6 MONTHS

Job Description:

• Extensive Mortgage Underwriting or Loan Processing experience. Analyze loans to make a valid recommendation.
• True underwriting experience, calculating income and/or VA SAR ability.
• Ability to do a manual underwrite
• The system pulls red flags to deny loans; ex. Credit, income liabilities etc. they get about per day. This team would manage that specific case load, identify which ones have the potential to clear and pass it along to a higher-level UW.
• Review collected documentation against company, NCUA, USPAP and all other relevant industry loan acceptance guidelines
• Review contracts related to real estate, such as age restrictions, HOAs, etc.
• Work closely and collaborate with loan originator and processor to ensure all appropriate data is obtained
• Collaborate with Mortgage leadership and participate in mentoring sessions for Mortgage Processors, Mortgage Closers, and Mortgage Loan Officers
• Maintain current knowledge of all company mortgage products and any changes to guidelines by company, investor, or government agencies that impact the processing of mortgage loan products

Additional Skills & Qualifications:

· Must have at least 3 years of Mortgage Underwriting or Processing experience

· Knowledgeable of the Mortgage Industry

· Familiar with agency guidelines i.e. Fannie, Freddie, VA

· Ability to quickly adjust

· Quick decision making

· Comfortable with conditions, especially DU conditions

· Familiar with/ability to calculate income

· Experience reviewing CBR's

· Experience in a production-based environment

Top Skills Details:

Conventional, FHA, VA, desktop underwriter/processing experience (certifications are preferred, not required)

Work environment:

· Hybrid Remote

About TEKsystems:

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.