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Lalande-de-Pomerol

    Senior Mortgage Underwriter - Miami, United States - Ascendo Resources

    Ascendo Resources
    Ascendo Resources Miami, United States

    3 weeks ago

    Default job background
    Banking / Loans
    Description

    We are looking for a motivated individual who wants to advance their career in a dynamic organization. The perfect candidate should have experience underwriting Non-QM and Foreign National loans.

    Responsibilities:

    • Review and validate income, assets, credit reports, purchase contracts, appraisals, title commitments, and other loan documents.
    • Input analysis outcomes into the company's software system.
    • Stay informed about agency, state, and federal regulations, and engage in continuous industry training.
    • Manage the Third Party Due Diligence process for Non-Agency funded and purchased loans.
    • Create and supervise due diligence reports.
    • Act as the primary contact for diligence firms and investors during due diligence.
    • Implement process and quality enhancements based on due diligence results, collaborating with Operations and review firms.
    • Provide regular due diligence updates to the Non-Agency Deal Manager.

    Qualifications

    • 5+ years of experience in underwriting Non-QM and Foreign National loans.
    • Bachelor's degree in a relevant field.
    • Thorough understanding of laws and regulations, and willingness to stay updated on regulatory changes.
    • Proficient in calculating income & assets, evaluating credit reports, purchase contracts, appraisals, and other loan documents.
    • Advanced skills in MS Excel.
    • Excellent communication and writing abilities.


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