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    Loan Officer - Fairfax, United States - Embrace Home Loans

    Embrace Home Loans
    Embrace Home Loans Fairfax, United States

    2 weeks ago

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    Description

    Job Description

    Loan Officer – Retail

    Location: Based on current needs

    Department: Retail

    Reports To: Branch Manager or Sales Manager

    FLSA Status: Exempt

    Business Unit: Retail Division

    POSITION SUMMARY:

    If you're looking to join a team that is all about growth, both personally and professionally, then you're in the right place. At Embrace, we foster a positive and dynamic environment where new ideas and opportunities are not just welcomed but encouraged. We understand that success at work is just one piece of the puzzle, which is why we are committed to supporting your personal development alongside your professional growth, making us a standout employer.

    The Retail Loan Officer plays a crucial role by soliciting and originating high-quality loans that meet the standards of the company's investors and agencies. By building and nurturing strong client relationships, this role involves selling loan products and services to various stakeholders like real estate agents, builders, home buyers, and financial planners, among others. Responsibilities include evaluating, approving, and recommending loans for authorization.

    QUALIFICATIONS REQUIRED:

    • Bachelor's degree or equivalent experience
    • Mortgage Loan Originator (MLO) License via NMLS
    • Proficiency in Microsoft Office Suite (Outlook, Word, Teams, etc.)
    • Experience with loan origination software
    • Strong interpersonal, organizational, and financial skills
    • Effective time management and customer service skills

    RESPONSIBILITIES:

    • Build and maintain client relationships with various professionals to drive business growth
    • Stay updated on local real estate market trends to provide clients with current information
    • Keep abreast of changes in regulations from FNMA, FHLMC, FHA, and VA, among others
    • Negotiate terms with clients to secure favorable mortgage conditions
    • Coordinate all aspects of the loan process from application to closing
    • Maintain professionalism and compliance with company policies and procedures
    • Participate in ongoing training to enhance skills and knowledge

    TRAINING REQUIRED:

    Engage in continuous training on sales, technology, and industry practices. Complete mandatory annual training promptly as per company policies and regulations.


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