- Associates degree with emphasis on business, finance, or marketing/communications; or equivalent education and experience
- 2-5 Years prior sales experience
- Proficient with Microsoft Office – Word, Excel, PowerPoint, Outlook
- Ability to cold call prospects; network and develop outside business referrals
- Strong Verbal and Written Communication skills
- Ability to multi-task in fast paced environment
- Knowledge of a variety of mortgage loan products
- Ability to analyze credit reports and income and asset calculations
- 40% Originate mortgage loans and participate in related business development activities. Develop plan to achieve sales goals, develop and deliver sales presentations, attend industry networking events and contact realtors, builders and developers to build a network of outside referral sources. Coordinate sales and product training activities with retail branches.
- 35% Meet with prospects, explain variety of mortgage products and services available and offer recommendations based on evaluation of individual prospect needs.
- 10% Negotiate terms and conditions of loans within approved authority and finalize sales. Attend closings as needed. Sell other NBT and services as appropriate.
- 10% Obtain and analyze pertinent financial and credit data. Ensure the preparation and processing of forms and legal documents required for loans. Create system files with documentation for underwriting, and regulatory purposes.
- 5% Other duties as assigned.
- Communicate effectively with internal and/or external customers
- Stationary 50% of time
- Move about within or between locations
- Bend, Twist, Crouch, Squat
- Move Objects to Maximum 10 lbs
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Mortgage Originator
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Rhinebeck Bank Poughkeepsie, United StatesThe Residential Mortgage Lender is responsible for originating residential mortgages resulting in successful mortgage closings for our customers. Establish strong relationships with centers of influence to promote the banks products and services thro Residential, Lending, Mortgag ...
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Residential Mortgage Lender
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Loan Officer
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Mortgage Sales Assistant
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Mortgage Sales Assistant
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Mortgage Branch Manager
5 days ago
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Servicing Representative
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Servicing Representative
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Temporary Lending Administrative Assistant
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AVP, Loan Workout Specialist
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AVP, Loan Workout Specialist
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Sales Director
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Servicing Representative
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Sales Director
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Systems Analyst
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Senior Relationship Banker
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Relationship Banker
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Relationship Banker
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Inside Mortgage Originator - Fishkill, United States - NBT Bancorp Inc.
1 week ago
Description
This job includes a base rate plus commissions. Total Potential Annual Earnings: $33,280 - $220,000Sells and originates residential mortgage loans according to established policies, procedures and applicable legal and regulatory guidelines. Develops plan to achieve sales goals, maintains network of outside referral sources in assigned territory. Meets with prospects, explains variety of mortgage products and services available, and negotiates terms and conditions of loans within approved authority and finalizes sales. Sells other NBT Bank products and services as appropriate. Coordinates the application process and follows it through to closing. Coordinates sales and product training activities with retail branches.
Education and Experience:
Skills and Abilities:
Unique Job Characteristics and Requirements:
Flexible schedule includes evening hours and managing timely workflow. Requires evening and weekend hours for meetings, appointments, and business/industry networking events. NMLS Certification required or ability to obtain upon hire.
Tasks Performed:
Physical Requirements:
