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    Fraud Operations Representative - Russellville, United States - CB&S Bank

    CB&S Bank
    CB&S Bank Russellville, United States

    3 weeks ago

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    Description
    GENERAL FUNCTION

    Provides assistance and quality customer service to retail employees and other bank employees. Completes daily tasks as assigned.

    MAJOR DUTIES AND RESPONSIBILITIES
    • Entry level into this area is concerned with acquiring the knowledge and skills to efficiently and accurately perform the duties of each area in the support departments.
    • Follows established procedures and management policies to provide good system control and backup files to safeguard financial information.
    • Maintains sufficient records for good audit trail of all transactions handled by the department.
    • Meet BSA recordkeeping requirements and reporting deadlines as outline in the Bank Secrecy Act.
    • Perform job functions in a variety of functional areas, including but not limited to:
    • Garnishment/Levy processing
    • Subpoena research and submitting documentation to the appropriate court/agency
    • Monitoring accounts designated as Higher Risk
    • Automated Software Alert processing
    • Customer Information Policy (CIP) and New Account monitoring
    • Daily balancing of accounts in the Check Reconciliation module
    • Account monitoring/research designed to identify fraud and/or suspicious activity
    • Customer Disputes, Stop Payments, and Affidavits
    • Credit Bureau Corrections
    • IRS B-Notices
    • Assist on bank Audits/Exams as assigned
    ADDITIONAL RESPONSIBILITIES:
    • Maintains accurate department records.
    • Assists in research on an as needed basis.
    • Knowledgeable of bank trancodes, account types, and class code and their usage for all applications.
    • Knowledgeable of all bank products and services.
    • Performs any other duties needed in the maintenance of the department or any other department as directed by management.
    • Assists other departments as needed.
    • All other tasks as assigned.
    JOB QUALIFICATIONS
    • High school graduate or equivalent.
    • One year of operational experience, customer service experience or equivalent.
    • Must be able to set priorities and demonstrate excellent organizational skills.
    • Good communication skills, both verbal and written.
    • Ability to interact well with all bank personnel.
    • Ability to perform repetitive tasks and to operate well within time restraints.
    • Demonstrated ability in working with computers.
    • Must be able to follow specific instructions.
    • Ability to perform repetitive tasks.
    • Ability to sit for extended periods of time.
    • Demonstrates proficiency and commitment to excellence in performance of duties.
    • Knowledgeable of regulations governing transactions in relation to deposit and loan accounts
    • Individual has demonstrated aptitude for banking and begins developing a general knowledge of bank operations.
    STANDARDS OF PERFORMANCE
    • Provides courteous and professional service to all customers and co-workers.
    • Reports to work in a timely manner.
    • Completes work accurately and efficiently.
    • Maintains positive work-environment with co-workers and customers.
    • Requires ability to work well with others.
    • Conducts customer relations in a manner that will enhance the overall marketing effort of the bank.
    • Follows all company policies and procedures.
    • Procedures are clearly defined and errors easily avoided by following those procedures.
    • Progresses toward proficiency developed through training and supervision.
    • Maintains efficiency standards and goals set by the supervisor.


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