Lending Assistant - Atlanta, United States - Craft Bank

Description

Lending Assistant

To apply, please email a cover letter and resume to

Reports To: Chief Lending Officer

Department Name: Commercial Lending

The Lending Assistant supports the lending team by performing administrative assignments in the commercial lending department. The Lending Assistant is responsible for providing superior quality service both within the Department and externally.

To apply, please email a cover letter and resume to

ESSENTIAL DUTIES & RESPONSIBILITIES

• Responsible for supporting the Banks commercial lenders with all administrative aspects of the commercial loan process.
• Assists with pre-closing, closing and post-closing tasks and insures loans are processed in accordance with the Banks policy and regulatory guidelines as applicable.
• Assists with the collection of documentation and processing of commercial loans.
• Utilizes various checklists to prepare loan files according to established procedures.
• Communicates with lending team on all discrepancies and necessary legal documents not yet obtained.
• Organizes loans for customer signature and loan operations.
• Contacts customers or third parties to request insurance documents, tax returns, and other loan-related documents.
• Inspects loan files to determine whether all required documents are current and makes relevant notes on work in progress.
• Assists with funding loans and pays any related filing fees according to established procedures.
• Communicates with customers and vendors as directed by lenders.
• Address client issues and assist in researching and resolving issues.
• Processes loan renewals and paperwork for paid loans as instructed by lender and according to approved policies and procedures.
• Responsible for organization of loan files and general upkeep of filing room.
• Provides administrative support to lending department.
• Conduct all activities in compliance with bank policies and all regulatory guidelines including BSA, OFAC, Fraud Prevention, and Anti-Money Laundering regulations.
• Perform other duties as may be assigned.

POSITION QUALIFICATIONS

• Education: High School Diploma or GED required; College degree or additional coursework in banking, finance or lending is a plus.
• Work Experience: At least two years of prior bank, lending or administrative experience preferred.
• Candidates must reside in Metro Atlanta and must have experience working in a bank performing loan operations or loan closings.

SPECIFIC KNOWLEDGE, SKILLS, ABILITIES, COMPETENCIES

• Excellent customer service and communications skills- written and verbal
• Self-starter with the ability to work independently without constant and direct supervision
• Experience using Microsoft Office products, Outlook, Word, Excel, Direct Imaging System, etc. and be efficient in the use of these systems on a daily basis.
• Ability to make sound decisions and recommendations
• Strong organizational skills and the ability to multitask and prioritize
• Ability to interact well with customers with high to low levels of computer knowledge
• Ability to keep detailed and accurate records.
• Must be able to work well in a team environment.

WORK ENVIRONMENT

• Standing, working at computer, and sitting for long periods of time.
• Minimal Travel, Less Than 10% (will require driving and proof of auto insurance)

MISCELLANEOUS

Other Job Requirements

• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Equal Employment Opportunity Statement of Policy

• The Bank is an Equal Opportunity Employer committed to diversity in the workplace. It is the policy of the Bank to provide equal employment and advancement opportunities to all qualified individuals. The Bank does not discriminate against any qualified employee or applicant on the basis of race, color, sex, religion, national origin, disabled or veteran status.

Intent and Function of Job Description

• Job descriptions assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. This job description has been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive. Additional functions and requirements may be assigned by supervisors as deemed appropriate.

In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the Bank. Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.

To apply, please email a cover letter and resume to