Credit Analyst - Toms River, United States - Solve IT Strategies, Inc.

    Solve IT Strategies, Inc. background
    Banking / Loans
    Description

    Responsibilities:

    • Perform credit analysis of individuals and businesses, analyzing data and evaluating short and long-run prospects of the individual or business.
    • Prepare necessary cash flow analysis, evaluating ability of the individual and/or borrower to service requested debt.
    • Generate financial ratios to evaluate customer's financial status.
    • Provide thorough documentation of all financial analysis performed including ratios.
    • Prepare reports and make recommendations for approval or denial of loans.
    • Review individual and commercial customer files, identifying and selecting delinquent accounts for evaluation.

    Qualifications:

    • Minimum of 3 years experience in commercial underwriting (with a focus on commercial real estate) or a minimum of 5 years banking experience (or related commercial real estate finance experience).
    • Bachelor degree in Accounting, Finance, or related field of study.
    • At least intermediate commercial real estate underwriting skills and experience.