Branch Service Specialist - Commerce - Michigan Schools and Government Credit Union

    Michigan Schools and Government Credit Union
    Michigan Schools and Government Credit Union Commerce

    4 hours ago

    Michigan Schools and Government Credit Union background
    Full time
    Description

    About Us

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    We are a 70-year-old financial institution committed to helping our members achieve financial success. Founded by a small group of educators, we welcome everyone in Michigan to bank with us.

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    As the sixth largest Credit Union in Michigan, we have 22 branch offices in southeast Michigan and over 450 team members. Our commitment to team member engagement has contributed to the honor of being named a Top Workplace by The Detroit Free Press for eleven years in a row.

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    If you have a passion for helping people and providing exceptional service, we want you on our team.

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    Branch Service Specialist Role

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    This role involves working an average of 40 hours per week during our branch hours: Monday-Wednesday 9am-5pm, Thursday and Friday 9am-6pm, and Saturday 9am-1pm.

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    You will be responsible for delivering the desired member experience by performing a broad range of member sales and service functions as well as teller transactions.

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    Your focus will be on listening to identify member needs, asking questions, and cross-selling products and services as effective solutions to build loyal member relationships.

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    As a productive, cooperative, and engaged team member, you will work collaboratively with the branch team to serve members and reach individual and branch team goals.

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    Key Responsibilities

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    • Use a consultative approach when serving members, asking high-impact questions to identify and meet member needs.
    • Listen for member cues and use in-depth knowledge of our products and services to cross-sell and offer solutions for member needs.
    • Follow MSGCU's service standards to complete teller transactions and member service responsibilities accurately.
    • Exceed member service expectations and build trusting relationships with members by being the financial expert and showing a sincere interest in their financial success.
    • Use Creating Member Loyalty skills to effectively handle member complaints and resolve issues.
    • Offer Credit Life, Credit Disability, and GAP when identified in our members' best interest.
    • Generate new business by asking for referrals.
    • Maintain familiarity with competitor fees and products and have a general understanding of the current financial environment.

    Essential Knowledge, Skills, and Abilities

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    • Member Focus: Build strong member relationships by using effective listening skills to gain insight into member needs.
    • Action Oriented: Take on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm.
    • Communicates Effectively: Actively listen, provide timely and helpful information, share, collaborate, and participate in team discussions.
    • Instills Trust: Gain the confidence of others by modeling honesty, integrity, authenticity, and behaviors that align with organizational values.
    • Self-Development: Actively seek new ways to grow and be challenged using both formal and informal development channels.

    Qualifications

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    • High school diploma or GED.
    • 6 months of experience as a teller in a financial institution or as a retail sales representative/cashier.
    • Either 2 years retail sales experience, Associate degree preferably in Business Administration, Marketing, Accounting, or Finance, or 1 year of member/customer facing experience within a financial institution.

    Working Conditions

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    • Office and branch location environment with little discomfort from noise, extreme temperature, dust, or other factors.
    • Required to travel throughout MSGCU's service area in order to support other branches as business needs require.
    • Exposed to potentially hazardous conditions, such as robbery.

    Compensation and Benefits

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    • Competitive salaries starting at $17.80/hour.
    • Team members in this role are eligible to earn incentives as part of our variable compensation plan.
    • Medical, dental, and vision insurance on your first day.
    • A 3% contribution from MSGCU and a 100% match for the next 7% you contribute to your 401(k).
    • 12 paid holidays and up to 120 hours of PTO your first year of service (pro-rated based on start date).

    About MSGCU

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    We are a caring organization that strives to ensure an equitable and inclusive culture where everyone is valued and respected. We champion our team members with generous health benefits, vacation time, retirement plan contributions, and discounts on loans and phone service.



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