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    Loan Servicing Representative - Fairfield, United States - PSFCU

    PSFCU
    PSFCU Fairfield, United States

    4 weeks ago

    Default job background
    Description
    Polish & Slavic Federal Credit Union is committed to supporting our employees' overall wellbeing by providing valuable benefits.

    The credit union proudly offers a competitive benefits package, that includes:
    Medical, Vision and Dental Insurance, Retirement Plans, Life Insurance Plans, Tuition Reimbursement and Pet Insurance, among other benefits.

    We also have a generous Paid Time Off policy including Vacation, Personal and Sick Time, as well as, a Birthday Day off.


    Core Responsibilities:


    • Payoff statements preparation for mortgages, HELOCs and consumer loans.
    • Processing requests for verification of mortgages and consumer loans.
    • Reviews and posting of lockbox payments, adjustments and corrections.
    • Reports review and update (mail code, SS# changes and others).
    • Payments posting and re-deposit NSF checks.
    • Creating AFT and ACH for mortgages and consumer loans.
    • AFT and ACH corrections, updates and cancellations.
    • Prepare Satisfaction of Mortgage document for paid off loans and complete requests for
    Assignment of Mortgage.

    • Prepare cover page for county clerk office for satisfaction document recording.
    • Prepare cancelation or discharge of mortgage.
    • Prepare and transfer closed mortgage files to the Document Control Department.
    • Set up modification on the system.
    • Checks disbursement to DMV and County Clerk offices.
    • Prepare cover page for HELOC and sending to the county clerk office for recording.
    • Monitor titles and lien releases.
    • Review of disbursed vehicle and consumer loan files.
    • Post-Closing review of mortgage files.
    • Follow-up to ensure that essential recorded and not recorded documents are received.
    • Monitor all loans discrepancies and track unsolved issues.
    • Address change update on FICS system.
    • Property taxes monitoring.
    • Tax and Insurance disbursement and analysis.
    • Monitoring and updating expired insurance policies.
    • Handle telephone inquiries from members, attorneys and other financial institutions.
    • Provide assistance for member(s) regarding their existing or closed mortgage and
    consumer loan(s).

    • Any other duties or responsibilities, as required or assigned.

    AN EQUAL OPPORTUNITY EMPLOYER


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