Teller I A - Goleta, United States - American Riviera Bank

Description

Job Description

Job Purpose:

The position of Teller is responsible for performing routine, basic to moderately complex teller duties involving: deposits; cashing checks and savings transactions; processing loan payments; assisting with night depository duties; servicing the ATM; promoting business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. The position is also required to be knowledgeable and skilled in the areas of vault, safe deposit, branch operations, and bank products and services.

Duties & Responsibilities:

Receives retail and commercial checking and savings deposits by determining that all necessary deposit documents are in proper form, and issuing receipts.

• Cashes checks, savings withdrawals and accepts loan payments; confirms all necessary documents are properly authorized, are in proper form and are within authorized limits; makes decisions when questionable items are presented for cashing.
• Processes transactions accurately with all required Bank Secrecy Act (BSA) information.
• Issues Cashier's Checks and accepts wire transfer requests.
• Assists with night depository duties and ATM servicing; logging bags, processing deposits, making change orders, issuing receipts and returning bags to customers.
• May assist in opening and closing the vault daily; assists in balancing vault currency and coin.
• Promotes and cross-sells the Bank's products and services by assisting customers in their selection to meet their needs.
• Establishes proper identification of new customers and determines need and extent of reference investigation.
• Operates computer terminal or personal computer to process account activity, determine balances, and resolve problems within given authority.
• Cross-sells the Bank's other products and services, referring customers to appropriate staff as indicated.
• Performs safe deposit duties by opening accounts, controlling access, assisting customers and processing affiliated reports.
• Receives and processes stop payment and hold orders.
• Accepts loan, installment and collection payments.
• Balances cash drawer daily and vault cash.
• Provides effective customer service and assists in resolving problems within given authority.
• Provides support to less experienced tellers.
• Records, files, updates information, scans/images as needed, and sorts mail or reports as required.
• Answers telephones and directs callers to proper Bank personnel.
• May gather data and process various reports (e.g., currency transaction, returned items, overdrafts, callbacks, etc.)
• Processes address changes, check and deposit slip orders, endorsement stamp orders, TT&L payments, ATM deposits, credit ratings, certifications, incoming and outgoing wires, incoming and outgoing collections, change orders and deposit slip corrections.
• May prepare and research data for levies and garnishments.
• May generate routine letters reports and forms.
• Maintains files, copies and faxes documents, and orders and distributes supplies.

General:

• Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
• Completes administrative tasks correctly and on time; supports the Bank's goals and values; benefits the Bank through outside activities.
• Comply with all applicable OSHA safety standards, including:
• Read the workplace safety and health poster at the jobsite.
• Report hazardous conditions to your supervisor and/or HR
• Report any job-related injury or illness to your supervisor and/or HR, and seek treatment promptly.

Compliance

• Complies with all bank policies and procedures and all applicable government regulations including, but not limited to [fill in based on job responsibilities] regulations, staying current and knowledgeable of all policies, procedures and regulations related to the job functions and completing all assigned training on time, requesting additional training as needed to be proficient in all job responsibilities; cooperating with internal and external auditors and bank examiners by providing full cooperation and timely delivery of requested documentation and information; and reporting concerns about compliance to the Compliance Officer to enable prompt remediation.
• Complies with Bank policies and procedures relating to the Bank Secrecy Act (BSA), and Anti Money Laundering (AML) and Office of Foreign Asset Control (OFAC) guidance. Report suspicious activity to the BSA Department through a Suspicious Incident Report (SIR).
• Adheres to privacy and information security policies, and ensure all sensitive internal and external customer information is properly secured and safeguarded. Use secure methods delivering client and/or confidential data by email.
• Demonstrates knowledge of and adherence to Equal Employment Opportunity (EEO) policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.

Qualifications:

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

• High school diploma or general education degree (GED) and a minimum of one-year work related experience consisting of customer service background with extensive cash handling and/or financial institution cash handling. Additional educational experience, through in-house training sessions, formal school, or financial industry related curriculum a plus.
• Two-years of financial institution experience preferred with knowledge and training in branch operation activities, terminology and products and services.
• Basic knowledge of related state and federal banking compliance regulations, and other Bank operational policies.
• Must perform at high level of accuracy and be detailed oriented.
• Intermediate skills with personal computer equipment and operation; word processing, spreadsheet and Microsoft Office.
• Intermediate keyboarding skills to meet production needs of the position.
• Basic math skills; calculate interest and balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; count currency, coin and negotiable instruments in a timely manner.
• Effective oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and speak professionally and clearly to customers and employees.
• Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations.
• Effective organizational and time management skills.
• Ability to work with general supervision while performing duties.
• Current California driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.