- Analyzes consumer credit applications to determine the degree of risk involved in extending credit or lending money. Clearly communicates credit decisions to financial centers, members, or dealer partners.
- Provides prompt and accurate service to all members, organizational employees and indirect dealer partners by processing, decisioning and communicating loan decisions within an average of 15 minutes.
- Ensures compliance with legal requirements, lending regulations and internal policies and procedures. Achieve a minimum QA rating above designated monthly goals. Completes and passes all required compliance courses on an annual basis.
- Maintains a 60-day delinquency rate at or below designated goal for employee's loan portfolio.
- Maintain a charge-off rate less than the designated goal for employee's loan portfolio.
- Identifies cross-sell opportunities and communicates recommended products to members and/or internal partners.
- Provides superior customer service levels to members, internal partners, and dealer partners.
- Responsible for assisting in the resolution of loan related issues for internal partners, members, or dealer partners.
- Remains informed of current trends and regulations in consumer lending.
- Participates in sales development activities.
- Accepts and performs additional job-related duties as assigned.
- (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.
- 3-5 Years of experience in Lending.
- Experience working with Microsoft Excel.
- Experience working with MeridianLink preferred.
- Experience working with Symitar preferred.
-
Credit Risk Analyst
2 weeks ago
Insight Global San Antonio, United StatesInsight Global is seeking a skilled and detail-oriented Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in assessing and managing credit risk for our organization. Your responsibilities will include analyzing financial data, evaluatin ...
-
USAA San Antonio, United States Full timeThe Opportunity · The Credit Risk Review (CRR) group is responsible for independently evaluating credit risks of exposures from both lending and non-lending activities to opine upon the effectiveness of first and second lines of defenses' credit risk management practices and cr ...
-
Commercial Credit Analyst II
2 weeks ago
Broadway Bank San Antonio, United StatesPosition: Commercial Credit Analyst II| Division: Commercial Credit · Work Days: Monday - Friday| Hours of Operation: 8:00am - 5:00pm · Why Broadway Bank: · We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth mana ...
-
credit risk review analyst senior credit card
57 minutes ago
USAA San Antonio, United StatesWhy USAA? At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nations military, but we all share in the mission to give back to those who did. Were working as on ...
-
AmeriCredit Sr Credit Analyst I
2 weeks ago
GM Financial San Antonio, United StatesOverview: · Why AmeriCredit? · Weve spent the past 30+ years creating a culture thats second to none in the auto finance industry. Other employers only talk about their culture we actually live it every day. Its the primary reason that approximately 50% of our team members have ...
-
Bank Credit Risk Analyst Senior
1 week ago
USAA San Antonio, United States Full timeWhy USAA? · Let's do something that really matters. · At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all our employees served in our nation's military, but we all share in the mission to giv ...
-
Bank Credit Risk Analyst Senior
1 week ago
USAA San Francisco, United States PermanentWhy USAA? · Let's do something that really matters. · At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all our employees served in our nation's military, but we all share in the mission to give ...
-
Credit Risk Analyst I- Consumer Lending
1 week ago
USAA San Antonio, United StatesWhy USAA?Lets do something that really matters. · At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all our employees served in our nations military, but we all share in the mission to give bac ...
-
Disputes Analyst
2 days ago
Apex Systems San Antonio, United StatesTitle: Jr Business Analyst (Non-IT) · Location: San Antonio, TX (Onsite-5 days) · Length: 12 months · Analyzes non-IT business problems and articulates requirements to support process improvement opportunities. Creates a framework for assessing financial payback. Identifies alte ...
-
Dispute Analyst
2 weeks ago
Pyramid Consulting, Inc San Antonio, United StatesImmediate need for a talented Dispute Analyst. This is a 12+ months Contract opportunity with long-term potential and is located in San Antonio, TX(Onsite). Please review the job description below and contact me ASAP if you are interested. · Job ID: · Pay Range: $22 - $25/hour. ...
-
Business Analyst
4 days ago
Strategic Staffing Solutions San Antonio, United States ContractSTRATEGIC STAFFING SOLUTIONS HAS AN OPENING · Strategic Staffing Solutions is currently looking for a Business Analyst for a contract opening with one of our largest clients · This is a Contract Opportunity with our company that MUST be worked on a W2 ONLY, NO visa sponsorship or ...
-
Strategic Staffing Solutions San Antonio, United States ContractSTRATEGIC STAFFING SOLUTIONS HAS AN OPENING · Strategic Staffing Solutions is currently looking for a Business Analyst for a contract opening with one of our largest clients · This is a Contract Opportunity with our company that MUST be worked on a W2 ONLY, NO visa sponsors ...
-
Medical QA Specialist I
1 week ago
QTC Management, inc San Antonio, United States Full timeIf you're a medical professional skilled in reviewing and interpreting medical records, driven by a passion for aiding others, we're eager to connect with you · We are seeking a Medical Quality Assurance (QA) Specialist to support our Veteran Affairs Operations in San Antonio, T ...
-
Accounting Analyst
1 week ago
Creative Financial Staffing San Antonio, United StatesAre you an Accounting Analyst looking for a dynamic opportunity to join a growing team? Our client is seeking an Accounting Analyst to work from our office and provide essential support in various accounting functions. If you're ready to take your accounting career to the next le ...
-
Voice of Member and Experience Analyst
1 week ago
Credit Human San Antonio, United StatesWe are seeking a Voice of Member and Experience Analyst for the Marketing Insights Department. · The Voice of Member and Experience Analyst role is at the fulcrum of Credit Human's member experience improvements through the discovery and understanding of members' experiences and ...
-
Financial Analyst
4 weeks ago
Soarion Credit Union San Antonio, United StatesJob Description · Job DescriptionJOIN SOARION in 2024 · Joining Soarion Credit Union is the career move to make in 2024 Soarion Credit Union offers FREE Health and Dental Coverage for you as an employee, as well as a GENEROUS Paid Time Off (PTO) bank for rest and relaxation away ...
-
RBFCU San Antonio, United States Full timeJob Description and Requirements · The Enterprise Risk Management Lead Financial Risk Analyst will support the Enterprise Risk Management (ERM) team by executing key activities such as risk identification, risk analysis, risk measurement, risk monitoring and risk reporting for mo ...
-
Consumer Loan Processor
4 weeks ago
Soarion Credit Union San Antonio, United StatesJob Description · Job DescriptionJOIN SOARION in 2024 · Joining Soarion Credit Union is the career move to make in 2024 Soarion Credit Union offers FREE Health and Dental Coverage for you as an employee, as well as a GENEROUS Paid Time Off (PTO) bank for rest and relaxation away ...
-
Revenue Accounting Analyst
1 week ago
Creative Financial Staffing San Antonio, United States· Revenue Accounting Analyst · Exciting opportunity to join one of the nation's fastest growing providers in the security industry · This Accounting and Finance team is drama free, fun-loving, and collaborative We are looking for a solid accountant who is fast paced, self-moti ...
-
Revenue Accounting Analyst
6 days ago
Creative Financial Staffing San Antonio, United States· Revenue Accounting Analyst · Salary: $78,000 - $81,000 · Exciting opportunity to join one of the nation's fastest growing providers in the security industry · This Accounting and Finance team is drama free, fun-loving, and collaborative We are looking for a solid accountant ...
Credit Analyst - San Antonio, United States - Soarion Credit Union
Description
Job Description
Job DescriptionJOIN SOARION in 2024
Joining Soarion Credit Union is the career move to make in 2024 Soarion Credit Union offers FREE Health and Dental Coverage for you as an employee, as well as a GENEROUS Paid Time Off (PTO) bank for rest and relaxation away from work We also offer all paid days off for Federal holidays
Role:
Our Credit Analyst provides credit decisions on all consumer loans, including secured and unsecured loans and lines of credit, credit cards, direct and indirect auto loans, and home equity loan products. Reviews all relevant data in order to make loan decisions. Analyzes and decisions all consumer loan applications submitted via financial center, internet, direct lending and indirect lending channels.
What you will be doing:
What you'll bring along:
We are Committed to Equal Opportunity.
Soarion Credit Union believes in equal opportunity for all and is committed to ensuring all individuals have an opportunity to apply for the positions that they are interested in and qualify for without regard to race, religion, ethnicity, national origin, citizenship, gender, gender identity, sexual orientation, age, veteran status, disability, genetic information, or any other protected characteristic. Our equal employment opportunity policy statement, pay transparency nondiscrimination agreement, and the Know Your Rights: Workplace Discrimination is Illegal Poster reaffirm this commitment.
Soarion Credit Union is also committed to providing reasonable accommodations to qualified individuals with a disability so that an individual can perform job-related duties. If you are interested in applying for an employment opportunity and require special assistance or an accommodation to apply due to a disability, please contact our Human Resources team at