-
Commercial Credit Senior Portfolio Manager
3 weeks ago
M&T Bank Rochester, United StatesOVERVIEW · Monitor and assess the credit risks of larger, more complex commercial loan portfolios and higher dollar loans through detailed financial statement analysis, industry assessment, collateral valuation, cash flow analysis and the ability to repay annual debt service. · R ...
-
Portfolio Management Associate
3 weeks ago
Alesco Advisors LLC Pittsford, United StatesPosition Overview · Primary responsibilities will include the investment and monitoring of client accounts. · The ideal candidate is process-oriented, attentive to details, and able to act upon deadlines. They will also demonstrate a team-oriented attitude and be able to commun ...
-
Portfolio Management Associate
3 weeks ago
Alesco Advisors LLC Pittsford, United StatesJob Description · Job DescriptionPosition Overview · Primary responsibilities will include the investment and monitoring of client accounts. · The ideal candidate is process-oriented, attentive to details, and able to act upon deadlines. They will also demonstrate a team-oriented ...
-
Director, Portfolio Investments
3 weeks ago
GreaterROC Rochester, United StatesOverview · Responsible for management of all short-term and long-term investment portfolios, investment settlement operations, investment revenue forecasting, product lines treasury support, external investment manager relationships, and management of internal portfolio investme ...
-
Area Property Manager
3 days ago
Insero Talent Solutions Rochester, United StatesInsero Talent Solutions is currently recruiting for an Area Property Manager (Direct Hire) position for a Property Management client located in Rochester, NY. This person will be responsible for success of their portfolio. Personnel management and customer service are key parts o ...
-
Relationship Manager Commercial Banking
2 weeks ago
ESL Federal Credit Union Rochester, United States Full timeHours: · 40 · Schedule: · This position is hybrid and remote eligible for up to 40% of the time. The office location for this position is at ESL Corporate Headquarters in Rochester, NY. Hours are Monday - Friday 8:00 - 5:00 Must remain flexible to meet current and future busi ...
-
Electrical Project Manager
3 days ago
C.Mge,Inc Rochester, United StatesResponsibilities · The Project Manager is responsible for planning, directing, and coordinating construction operations, purchases, financial reporting, and project control activities for an assigned portfolio of concurrent electrical projects · The Project Manager is heavily inv ...
-
Maintenance
2 days ago
Holiday inn Express Irondequoit Rochester, United StatesCompensation Type: Hourly Highgate Hotels: · Highgate is a premier real estate investment and hospitality management company widely recognized as an innovator in the industry. Highgate is the dominant player in U.S. gateway markets including New York, Boston, Miami, San Francisco ...
-
GreaterROC Rochester, United StatesThe expected rate of pay for this position is a fixed base salary, i · n addition a variable pay earning opportunity. · Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifi ...
-
Energy Market Analyst
3 weeks ago
City of Rochester, MN Rochester, United StatesPOSITION DESCRIPTION · The City of Rochester invites applications for: · Energy Market Analyst · Rochester Public · RPU, a division of the City of Rochester, MN, is the largest municipal utility in the State of Minnesota. RPU serves over 60,000 electric customers and 41,000 wa ...
-
Property Manager Sign On Bonus
12 hours ago
Real Estate Equities Rochester, United StatesTitle: Property Manager Job Classification: Exempt · Reports to: Portfolio Director · Purpose: Manage property operations to foster a community, meet financial expectations and supervise a successful team. · Real Estate Equities is looking for a full-time Property Manager to joi ...
-
Senior Sales Account Manager
23 hours ago
CACI International Inc Rochester, United States Full timeSenior Sales Account ManagerJob Category: Business Development and MarketingTime Type: Full timeMinimum Clearance Required to Start: TS/SCIEmployee Type: RegularPercentage of Travel Required: Up to 50%Type of Travel: Local* * * CACI's Mastodon Design team in Rochester, NY is look ...
-
Project Manager
3 weeks ago
Nesco Resource Rochester, United StatesJoin our client's team at the forefront of innovation as they revolutionize high-tech industries with cutting-edge electrical specialties and advanced materials. We are seeking a Project Manager to lead transformative projects that shape the future of technology and be part of ...
-
Senior Sales Account Manager
1 week ago
CACI Rochester, United StatesSenior Sales Account ManagerJob Category: Business Development and MarketingTime Type: Full timeMinimum Clearance Required to Start: TS/SCIEmployee Type: RegularPercentage of Travel Required: Up to 50%Type of Travel: Local* * *CACI's Mastodon Design team in Rochester, NY is looki ...
-
Global Studio Lead
4 hours ago
OX Tools Global Rochester, United StatesPOSITION SUMMARY: · As the Studio Manager for our Graphic Design department and Creative Content teams, you will play a crucial role in overseeing the creative process from ideation to execution. You will build & lead a team of designers, copywriters, visual creators and external ...
-
Customer Service Representative
1 week ago
Gpac Rochester, United States Full timeA leading manufacturer is seeking a Customer Service Representative to join their team. With over 80 years in the industry and still family owned it's an a amazing opportunity to join a reputable business with great work culture. · Manufacturing experience is preferred · Qualific ...
-
Complex Director of Revenue Management
2 weeks ago
Davidson Hospitality Rochester, United States Regular Full timeOverview · Are you a strategic thinker with a passion for maximizing revenue and driving financial success in the hospitality industry? We are seeking a highly skilled Complex Director of Revenue Management to oversee the revenue strategies of two prestigious hotels in our portf ...
-
Director, Software Engineering/Section Head
3 weeks ago
Mayo Clinic Rochester, United States Full timeAs a Section Head (Software Engineering Director), you will drive the Engineering vision, strategy, roadmap, and execution of Mayo Clinic's Patient/Consumer Digital Platforms and Products. · This position will drive the journey of modernizing our digital experience ecosystem, in ...
-
Technical Application Specialist
4 hours ago
Eastman Kodak Company Rochester, United StatesJob Title: Technical Application Specialist · Responsibilities · The Applications Support Specialist is responsible for the successful implementation of Kodak Workflow software solutions for our customers. Works with client to ensure the system is operational to the level of expe ...
-
Senior Engineer
3 days ago
Avangrid Rochester, United States Full timeJob Title: Substations Senior Engineer · Company: Avangrid Networks · Department: Projects · Reports to: Unit Manager (Substations) · Location: Rochester NY · Office · Salary:The base salary range for this position is dependent upon experience and location, ranging from $90k to $ ...
Commercial Credit Senior Portfolio Manager - Rochester, United States - M&T Bank
Description
OVERVIEW
Monitor and assess the credit risks of larger, more complex commercial loan portfolios and higher dollar loans through detailed financial statement analysis, industry assessment, collateral valuation, cash flow analysis and the ability to repay annual debt service.
RESPONSBILITIES
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating.
A CCM program includes but is not limited to annual reviews (and PLRs and Guarantor Assessments), interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance.
Review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data.
Determine the need for more thorough investigation or additional information.Analyze financial information and related materials and complete ongoing credit monitoring for the Bank's commercial transactions.
Risk assessment of customers is on an ongoing basis with a focus on identify emerging risks or material changes in customers financial position, including evaluation of compliance with the loan agreement.
Analyses to include an independent credit quality assessment for existing loans with well-supported risk rating rationale, identification of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues.
Liaison between Commercial Banking Relationship Managers and the Underwriting Team for facilitating credit needs of customers, whether through new requests, modifications or annual reviews / renewals.
Includes documenting and tracking of relevant information, reports and memos to ensure necessary credit approvals are obtained, documented and adhered to from fulfillment through closing and maintenance in order to maintain timely and accurate risk ratings for a portfolio of commercial credits.
Spread financial statements and prepare financial models designed to sensitize various conditions impacting the proposed transaction. Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate.Monitor credit performance of customer portfolios and escalate or remediate, as appropriate.
Responsible for the timeliness of the monitoring activities and ensure credit policy compliance by verifying adherence of monitoring activities to the Commercial Credit Policy, and evaluating any risk associated with non-compliance.
Present analysis or address questions during credit discussions or presentations.May attend client calls with RMs in order to gain a thorough understanding of the client / prospect and their business in order to effectively assist in annual reviews, renewals and ongoing monitoring activities.
Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.Promote an environment that supports diversity and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.SCOPE
The Commercial Credit Portfolio Management Department is responsible for the ongoing monitoring process for the Bank's commercial loans to ensure timely and accurate credit risk ratings and compliance with both credit policy and loan agreements.
This position interacts with Commercial Banking Relationship Managers throughout the bank's footprint, as well as other internal personnel, on credit monitoring of $30MM+ typically.
Potential for client interaction.
Works independently with limited supervision
MANAGEMENT
RESPONSBILITIES
Input into training of junior/newly hired Portfolio Managers
EDUCATION AND EXPERIENCE REQUIRED
Bachelors' degree in Accounting, Finance, Economics or related discipline with 5 years' experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis or in lieu of degree a combined minimum of 9 years' higher education and work experience to include 5 years experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis.
Excellent analytical ability
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $85, $141,840.07 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Rochester, New York, United States of America
#J-18808-Ljbffr
