Pre-Underwriter - Eagle, United States - Fulcrum Home Loans

Description

Job Description

We are currently seeking an experienced and detail-oriented Pre-Underwriter for our dynamic lending team. This position combines the skillset of a Pre-Underwriter and a Loan Officer Assistant. You will be responsible for analyzing and verifying real estate loan applications while evaluating risks for pre-approvals. The ideal candidate will have several years of mortgage underwriting and/or processing experience, understand how to do income calculations, possess a can-do attitude, and have a proven track record of providing solutions in the mortgage lending industry.

This is an in-office position, NOT work from home.

If you are looking for an excellent position that will help you reach your financial goals, start your application today

$50,000 - $75,000 per year plus bonus opportunity

● Make sure once information is collected that it is correct, compliance standards are met, and it is in alignment with company policies

● Research the applicant's employment and financial history to help determine the accuracy of the application and documents

● Examine all documents and mortgage loan applications verifying that all necessary information is included for approval

● Document in detail reasons for approving or rejecting a potential loan for our loan officers

● Provide quality customer service by answering questions from external and internal customers in a timely and professional manner

● Maintain a friendly and positive attitude throughout the process

● Experience in underwriting and/or processing is a must

● Knowledge of calculating income is required

● Analytical skills, attention to detail with high-level accuracy, and time management

● Superior communication skills, both verbal and written, with exceptional etiquette and finesse

● Excellent customer service and interpersonal skills; can empathize and build relationships with a variety of personalities

● Takes initiative, is highly independent, and is able to work under limited supervision

● College (Bachelor's degree) preferred; high school diploma required

● Intermediate proficiency with MS Office, Loan Origination Software (LOS), and Automated Underwriting System (AUS) are assets

● Solid knowledge of various residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is vital -- Commercial loan and Refinance loan knowledge are helpful

● Project a professional image and collaborate with others to accomplish goals and demanding deadlines

At Fulcrum Home Loans, our passion is clear: We are here to help our clients fulfill their dream of homeownership and provide the best possible mortgage experience