VP, Business Lending - Dubuque, United States - Access Dubuque

Description

VP, Business Lending

Dupaco Community Credit Union
1 Positions

ID:
VPBUS002614

Posted On 03/26/2024

Job Overview

In our Business Lending department, we go beyond just writing a loan; it's about building lifelong valued relationships and constructing opportunities so our members can reach their business goals.

As the VP Business Lending, you will successfully expand Dupaco's presence in the Dubuque, IA community and surrounding area.

You have a wealth of knowledge from years of experience with C&I lending and real-estate lending and want to share your passion for helping people, businesses, and communities grow.

You'll be:

• Offering needs based financial products and services to new and existing business members while providing courteous, professional and knowledgeable service to increase member satisfaction and account usage
• Proactively establishing and maintaining connections within the communities we serve to continue building the commercial book of business within the credit union (via community events, networking, volunteering, social media, email, etc.)
• Interviewing loan applicants, collecting and analyzing financial data in order to evaluate the credit worthiness of the applicant and make recommendations to the Business Loan Committee
• Establish and negotiate, both member Business loans and Commercial and inform member of the terms under which credit will be extended, including the costs, repayment schedule and collateral requirements
• Making calls to proactively build new business relationships and deepen existing relationships
• Managing the transaction processes from initial engagement through final close, including structure, pricing, internal approval / compliance processes and documentation
• Collecting and analyzing information which reflects the current credit worthiness of applicant. (Information may be obtained by direct inspection of the applicant's business and/or collateral, review of interim financial reports, personal interview, etc.)
• Monitoring loan repayment activities and assisting in collecting past due accounts, as needed
• Serving as a resource for team questions and assist with training and development of co-workers as assigned
• Maintaining through information on trends, laws, regulations and innovations in the Business Lending field and make recommendations accordingly
• Cooperating with Examining committee, State and Federal examiners, and others for auditing purposes, as needed
• Serving as a relationship manager and facilitating discussions with members on all matters related to other credit union services including deposit services, insurance needs, and financial planning support
• Growing and maintaining a profitable book of business by successfully closing deals to meet or exceed individual and department revenue, contribution, fee income, loans and deposit goals

You'll need:

• An established presence in the Dubuque, IA area is required
• Bachelor's Degree in Business, Finance or a related field
• Minimum of 5 years Business/Commercial lending experience with a thorough understanding of business financial analysis including the ability to analyze information to make sound lending decisions
• Knowledge of laws and regulations governing business lending, consumer lending and collection practices
• Exceptional communication skills with a proven ability to develop and grow relationships
• An entrepreneurial mind set with the ability to work remotely and independently
• Ability to travel frequently within about a 90-mile radius of Dubuque, IA

If this is who you are, what you want, and what you can is where you belong Apply online today at
*Primary Contact
114365
Matt Hostert
Senior Recruiting Specialist, Human Resources
, ext. 2564
Phone
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Job Details
Categories
Banking/Mortgage/Financial Services
Location
Dubuque, IA
Job Type
Employee
Full/Part
Full Time
Company ID
986
Job REQ #
VPBUS002614
\# Positions
1
Start Date

End Date

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Dupaco Community Credit Union

About the Company
Dupaco Community Credit Union is a not-for-profit financial cooperative.

When we help our members save money—with a savings account, lower loan rates, fewer service fees, low-cost insurance, financial education and more—we help grow the whole credit union.

It's people helping people. Learn more about us at ) .

A Dupaco career is different.

We're a diverse crew of caring, passionate, and fun-loving people who work together toward a higher purpose- to always look out for our members' best interests.

That promise is at the center of everything we do. And we have plenty of career opportunities for thoughtful, genuine, and motivated people who can help us deliver.
Our culture is built to empower and inspire you every single day. When you get here, you'll know that your voice is valued and heard. And you'll find new and unique ways to make a positive impact just by being you.
See more perks you'll love )
_Dupaco Community Credit Union is an equal opportunity employer.

All qualified applicants will receive consideration for employment without regard to, among other things, race, religion, color, national origin, sex, age, sexual orientation, gender identity, status as a protected veteran, or status as a qualified individual with disability.

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