Vice President or Senior Vice President - Atlanta - Truist Financial

Description

Vice President or Senior Vice President - Specialized Cash Flow Credit Delivery

Company: Truist Financial

Location: Atlanta, GA

Employment Type: Full Time

Date Posted: 12/23/2025

Job Categories: Banking, Computers, Software, Finance/Economics, Financial Services, Information Technology

Job Description

The Commercial Specialized Cash Flow Credit Delivery group supports and facilitates new revenue growth through integrated origination and execution of capital structure alternatives and traditional banking revenue products. The group structures, underwrites, and closes complex leveraged debt transactions for new and existing clients and private equity firms, driving and directing the process to obtain Truist balance sheet commitments and support syndicated risk decisions. Financing transactions include bilateral and participation opportunities that include private, family-owned transactions as well as sponsor-owned leveraged transactions. The group also actively manages the related loan portfolio to meet client needs while ensuring appropriate risk/return strategies and executes amendments, refinancing and ancillary credit product approvals. Responsible for ongoing client dialogue, including product partner opportunity identification where appropriate. Actively manages portfolio risk through risk rating integrity, client reviews, watchlist management, and amendments/waivers, as well as executing compliance, audit and regulatory guidelines and reviews. The group is also responsible for early identification of emerging credit problems and industry trends to initiate risk mitigation actions and ensure appropriate capital allocation.

Essential Duties and Responsibilities

• Reporting to the Group Credit Leader, supports deal teams and manages, coordinates, and executes credit event processes (underwritings, refinancings, and/or amendments); conducts due diligence, obtains credit approval, and facilitates legal review for transactions.
• Develops or coordinates complex financial models and provides analytical support, including analyzing financial statements and projections.
• Fluent in Microsoft Office (Word, Excel, and PowerPoint); navigates Truist systems and applications.
• Develop a working knowledge of Truist products and demonstrates superior technical skills.
• Responsible for analysis and underwriting related to transactions, amendments, modifications, and other credit products for new and existing clients.
• Works closely with teammates in the preparation of on-time and high-quality annual client reviews, renewals, and amendments.
• Provides high-level support in financing and structural advice to Relationship Managers, clients, and prospects to facilitate transactions.
• Manages time-critical financial and operational due diligence and underwriting activities.
• Creates and/or utilizes analytical financial models, including financial projections, discounted cash flow analysis, leveraged buyout analysis, valuation analysis, and financial analysis of historical and projected cash flows.
• Performs research and analysis on companies, industries, and transactions in support of client activities and risk mitigation strategies.
• Meaningfully contributes to the creation and writing of credit product approval documents and presentations.
• Supports management of the portfolio and independently manages a portfolio of clients with oversight from Group Credit Leader.
• Achieves timely submission of annual reviews, underwritings, and amendments.
• Maintains active ownership and timely processing of quarterly risk ratings within own portfolio and as needed across the team.
• Takes ownership of client follow-up activities.
• Consistently trains and mentors junior teammates and reviews their work product.

Qualifications

Required Qualifications:

• Bachelors degree
• Strong analytical skills and attention to detail
• Strong written and verbal communication skills
• Competitive drive and high work ethic, self-starter, team-oriented
• Solid leadership and interpersonal skills
• High level of adaptability and flexibility with strong organizational and time management skills
• Some understanding of business
• Advanced proficiency in Microsoft Excel and PowerPoint

Preferred Qualifications:

• Masters Degree and/or CPA or CFA
• Minimum GPA: 3.0

Benefits

All eligible employees working 20 hours or more per week are eligible for benefits. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401(k) plan. Employees also receive no less than 10 days of vacation (pro-rated based on date of hire and full-time or part-time status) during their first year, along with 10 sick days (also pro-rated), and paid holidays. Depending on the position and division, this job may also be eligible for Truist defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.

Equal Opportunity Employer

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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