Mortgage Loan Officer - Twin Falls
1 day ago
Job description
Location:
Twin Falls – Blue Lakes
Position Overview
We are seeking a knowledgeable and customer-focused Mortgage Loan Officer to support our bank's portfolio of consumer, mortgage, and interim construction loans.
This role is responsible for underwriting quality loans that align with bank guidelines while balancing profitability and risk. The ideal candidate enjoys building relationships, analyzing financial information, and contributing to both loan growth and customer success.Key Responsibilities
Underwrite real estate, consumer, mortgage, and construction loans in accordance with established bank policies
Work directly with borrowers to structure loan terms, including rates, fees, repayment schedules, and collateral requirements
Interview loan applicants and analyze financial information to assess creditworthiness
Prepare loan write-ups for senior loan committee approval when required
Monitor loan payment activity and initiate collection actions as necessary
Obtain additional financial or collateral information through interviews, reports, or inspections
Advise customers on financial and management matters when appropriate
Assist with new business development by contacting prospective borrowers and bank customers
Serve as a relationship contact for non-borrowing accounts to help build long-term clientele
Promote bank products and services through cross-selling opportunities
Perform related duties as assigned
Qualifications
Bachelor's degree or a minimum of three years of related business experience
Strong communication skills with the ability to interact professionally and courteously
Solid organizational skills and the ability to manage daily priorities effectively
General computer proficiency, including spreadsheet and word processing software
Proven ability to complete work accurately and on time
Why Join Us?
This role offers the opportunity to play a key part in serving customers, supporting responsible lending, and contributing to the bank's continued success within the community.
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