Personal Banker - Sioux City, United States - SNB

Description

Are you looking for a position with a company where you can make a difference?

At Security National Bank, if there is one belief we hold together as a team, it's that everything matters. From the words we say, to the way we dress, to the decisions we make and the actions we take - every single thing we do matters. Why? Because we recognize the inherent value of each individual, and the potential of what each person can become. We realize every one of life's interactions is an opportunity to help someone reach that potential. This is why we treat even the smallest details of life and banking with careful thought and attention. If you aspire to do the same, we'd like you to advance your career with us at SNB.

We are searching for a motivated individual who has strong values, a great work ethic, attention to detail, and natural networking abilities. The Personal Banker is key to providing a full range of retail and consumer banking services to customers with emphasis on selling financial services to current and prospective customers, while building long-term relationships.

Values Matter. We stand for excellent service and care about doing what's right. We are looking for a service-oriented professional immersed in the community and giving back, all while embodying our mission of making a positive difference in our customers lives and the communities we serve.

JOB DESCRIPTION:

• Identify new and existing customers' financial service needs by observation, listening, prospecting, and profiling.
• Seek out business development opportunities to identify prospective customers and promote bank services.
• Analyze customers' financial situations and provide personalized package of banking products, including loans, credit cards, and investment options, to help them achieve their financial goals.
• Describe the features and benefits of the Bank's services that may fill the customers' financial service needs. Maintain detailed knowledge of deposit, loan, convenience, and non-deposit services by studying product information sheets, bulletins, and updates by attending periodic training sessions.
• Underwrite, process, and approve retail applications including unsecured, complex closed-end and open-end mortgage products, and collateralized loan options within prescribed authorized limits, loan policy expectations, and specified time restrictions.
• Make customer loan decisions based on current Consumer Lending Policy and based on current lending limits.
• Proactively sell at or above sales performance goals in regards to individual goals as well as with referral goals in a team environment to Mortgage, Commercial, and Wealth Management.

Required for this position: Excellent customer service, strong problem resolution skills and a strong eye for detail to ensure accuracy as well as completeness. Firm understanding of lending and underwriting, ability to identify missing items, advanced organizational skills, ability to work under deadlines, independent thinking, analytical skills, self-motivation, strong oral and written communication skills, demonstrated teamwork and business development activity.

EDUCATION AND EXPERIENCE:

• 4 year college degree or related work experience
• 2 years bank lending and underwriting experience
• Customer service and business development experience
• Accuracy and meticulous attention to detail required
• Excellent oral, written, and interpersonal communication skills
• Ability to navigate multiple computer systems and programs with working knowledge of Word and Excel
• Ability to manage multiple requests simultaneously, meet deadlines, and show flexibility to change direction when needed
• Team-oriented and the ability to work collaboratively across all levels of the organization
• Service-oriented, polite, and respectful
• Advanced problem-solving and analytical skills
• Ability to take direction and instruction and follow through independently until project completion

HOURS:

Some extended business hours.

BENEFITS:

We offer a comprehensive benefit package to our employees including medical, dental, short and long term disability, life insurance, paid time off, a wellness program, and a 401(k) savings plan at hire for future financial protection.

ABOUT SECURITY NATIONAL BANK:

Security National Bank was chartered in 1884 in Sioux City, Iowa; founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty, and human connection. These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression, two World Wars, and the farm crisis -and emerge as the region's most established and trustworthy locally owned bank. We believe what was worth doing well yesterday is still worth doing well today. People change and banking changes, but our time-tested principles remain. To this day, we believe that doing what's right is the only way to take care of customers, empower businesses, cultivate growth, inspire our community, and accomplish the remarkable.

Security National Bank is an Equal Opportunity, Affirmative Action Employer. Applicants are considered for all positions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, marital status, or veteran status.

LEARN MORE:

LOCATION:

Main Bank

Sioux City, IA

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR c)