Jobs
>
Doral

    commercial credit analyst ii - Doral, United States - FirstBank

    FirstBank
    FirstBank Doral, United States

    2 weeks ago

    Default job background
    Description


    Responsible for working with the Senior Credit Officer primarily on credit analysis and underwriting of the following loans: Multifamily, Commercial Real Estate and Commercial/Business loans.

    Responsible for the underwriting and credit analysis of commercial real estate, multifamily and business loans to determine feasibility and credit risk of granting loans.

    Underwrite and analyze loan packages of bank (retail) programs by evaluating and reviewing loan application, corporate and personal financial statements, corporate and personal tax return, appraisal reports, environmental reports and other related loan information and supporting documentation.

    Assure that the loan package complies with credit, underwriting standards and lending/credit policies.

    Prepare and/or review the completion of credit approval memorandums (CAM's), including credit analysis, collateral cash flow analysis, debt service coverage ratios, rent roll and lease analysis, purchase contract and loan special conditions to present to the representative approval authority committee.

    Maintain ongoing communication with the loan officer and customer to provide information on transaction status, clarify any discrepancies with the customers' account or instructions; resolve problems, concerns/doubts.

    Present loan file to the loan officer, senior credit officer or lending authority for discussion and conclusion including the department recommendation to Management and/or Credit Committee.

    The underwriter must inform the Senior Credit Officer of any material risk factors, discrepancies or deviations discovered during the preparation and/or review of the CAM, its underwriting, credit analysis and due diligence.

    May assist Senior Credit Officer with loan policies and procedures, quality control matters, loan review and underwriting.
    Building strong relations
    Communication
    Business acumen
    Problem analysis & solution
    Ownership
    Vision & values
    Collaboration & teamwork
    Development (personal & others)
    Change & innovation

    Supervisory Responsibilities:
    This position has no supervisory responsibilities.
    Work is performed in a bank environment.

    Employees are exposed to external elements when representing the corporation at external events and may be required to work extended hours, including holidays, should these coincide with the company ever.

    Physical Demands

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

    While performing the duties of this job, the employee is regularly required to sit, stand, walk and/or maneuver around the office.

    Ability to lift and/or move up to 10 pounds.

    Required Education and Experience:
    Minimum two years' experience of banking/lending practices or related field
    English/Spanish communication required due to high volume of Hispanic customers
    Able to work flexible hours according to department needs during peak time
    Disclaimer

    The above statements are intended to describe the general nature and level of work being performed by people assigned to this job.

    They are not indented to be an exhaustive list of all responsibilities, duties, skills required of personnel so classified.
    The reporting relationship may not reflect the most recent changes to the corporate reporting structure.

    EQUAL EMPLOYENT OPPORTUNITY EMPLOYER
    First BanCorp.

    is a corporation organized under the laws of the Commonwealth of Puerto Rico and the United States of America that offers equal employment opportunities and does not discriminate against any person on the basis of race, color, religious beliefs, gender, age, national origin, physical or mental handicap, Vietnam veteran or disabled veteran.

    First BanCorp., its subsidiaries and affiliates are federal contractors who comply with The Vietnam Era Veterans' Readjustment Assistance Act (VEVRAA) as amended and the Rehabilitation Law of 1974 as amended.

    These laws and their corresponding regulations require that First BanCorp. take affirmative action to employ and promote qualified handicapped individuals, handicapped veterans, Vietnam Era veterans and other eligible veterans.

    If you are handicapped, a handicapped veteran a Vietnam Era veteran or an eligible veteran, please inform us as we would like to include you in our Affirmative Action Plan.

    You may do it now or at any moment in the future. Offering this information is voluntary. This information will help us take reasonable action to accommodate your needs.

    If you choose to identify yourself, the information provided will be used exclusively for compliance with the applicable laws and regulations.

    The information will remain confidential except when it must be shared as necessary with (1) supervisors and managers; (2) security and first aid personnel; (3) government officials in charge of related laws' legal compliance.

    If you wish to voluntarily identify yourself, you may call our Human Resources Department at

    Copyright

    2022 First BanCorp. All rights reserved.

    #J-18808-Ljbffr
  • Selby Jennings

    Junior Credit Analyst

    8 hours ago

    Selby Jennings Doral, United States

    Position Summary: · We are seeking a highly motivated and analytical Junior Credit Analyst to join our investment team. This role is focused on event-driven and special situations investing, where you will support senior analysts and portfolio managers in identifying and evaluat ...

  • Pacifica Continental

    Commercial Credit Analyst

    2 weeks ago

    Pacifica Continental Doral, United States

    The Commercial Credit Analyst prepares credit analyses and underwrites commercial, international and consumer transactions · Main Functions and Responsibilities: · Spread financial statements in order to pre-screen the viability of the credit proposal. · Examines accounting met ...

  • Amerant Bank

    Credit Analyst II

    8 hours ago

    Amerant Bank Coral Gables, United States

    Responsible for providing a sound, independent and objective assessment and recommendation on risk factors associated with large, complex structures & transactions related to Commercial and Industrial (C&I) & Corporate Enterprises. This position will Credit Analyst, Relationship ...

  • One Search Group

    Project Finance Analyst II

    2 weeks ago

    One Search Group Doral, United States

    OneSearch Group has partnered with one of the fastest-growing Investment Banking groups in South Florida in their search for a Project Finance Analyst II to join their growing team in Miami. The Project Finance Analyst II is responsible for performing due diligence, structuring a ...

  • Insight Global

    Loan Underwriter

    3 minutes ago

    Insight Global Doral, United States

    Role: · Diligence underwriter · Previous Due Diligence and Non QN experience is required to perform this job. · Salary: · $100k - $120k · Onsite: · M-TH – Brickell area, remote on Fridays · Reason for opening: · adding additional headcount / growing the team. · Interview proc ...

  • Insight Global

    Loan Underwriter

    2 days ago

    Insight Global Doral, United States

    Role: Diligence underwriter · Previous Due Diligence and Non QN experience is required to perform this job. · Salary: $100k - $120k · Onsite: M-TH Brickell area, remote on Fridays · Reason for opening: adding additional headcount / growing the team. · Interview process: 1 vi ...

  • Seacoast Bank

    Sr Credit Risk Review Officer

    2 weeks ago

    Seacoast Bank Doral, United States

    JOB SUMMARY: · Under the direction of the Director and/or Credit Risk Review Manager, the Credit Review Officer participates in the assessments of the Bank's commercial lending units to assess overall asset quality, risk and compliance with established underwriting policies, proc ...

  • Bayview Asset Management

    compliance analyst

    2 weeks ago

    Bayview Asset Management Doral, United States

    Overview: · Bayview Asset Management, LLC is a private fund manager focused on mortgage and consumer credit, including whole loans, asset backed securities, mortgage servicing rights, and other credit-related assets. The Compliance Analyst supports the Chief Compliance Officer in ...

  • Educational Federal Credit Union

    Regulatory Compliance Analyst

    2 weeks ago

    Educational Federal Credit Union Doral, United States

    Job Description · Job Description · Job Summary: · The Compliance Analyst's primary function is to ensure Educational Federal Credit Union's compliance with all applicable regulatory requirements. This position coordinates compliance initiatives with other departments in accord ...

  • Longwood University

    2024 - Full Time Analyst - Global Markets: Sales - Miami

    2 weeks ago

    Longwood University Doral, United States Full time

    You are viewing a preview of this job. Log in · or register · to view more details about this job. · 2024 - Full Time Analyst - Global Markets: Sales - Miami · BNP's Miami office has a target opening date of Q4 2023/Q1 2024. · BUSINESS OVERVIEW: · Our Global Markets (GMA) team ...

  • Jackson Health System

    Billing Financial Analyst, CBO

    2 weeks ago

    Jackson Health System Doral, United States

    Jackson Memorial Hospital · Corporate Business Office Dept. · Days, Full Time · Position Summary:CBO Billing Financial Analyst performs various interviewing, fact collection and financial evaluation tasks in connection with credit and collection in a large and diversified hosp ...

  • H.I.G. Capital

    Senior Treasury Analyst

    2 weeks ago

    H.I.G. Capital Doral, United States

    Firm Overview: · H.I.G. Capital is a leading global private equity investment firm with $60 billion of assets under management. The H.I.G. family of funds includes private equity, growth equity, real estate, debt/credit, lending and BioHealth. We align ourselves with committed m ...

  • Lennar Homes

    Sr. Treasury Manager

    2 weeks ago

    Lennar Homes Doral, United States

    Overview · Responsible for the supervision and performance of the Treasury operations functions including cash and bank account management, corporate finance information, preparation of financial and executive reports, and the management of corporate card programs and strategies ...

  • Lennar Corp.,

    Treasury Analyst

    21 hours ago

    Lennar Corp., Doral, United States

    Overview · SUMMARY · The Treasury Analyst is responsible for Treasury Management functions, focusing on optimizing corporate card programs as well as cash and bank account management, letters of credit and surety bond management. This includes overseeing card issuance, analyzing ...

  • U.S. Courts

    Programmer Analyst

    2 days ago

    U.S. Courts Doral, United States

    Summary · The Programmer Analyst is responsible for the design, development, and support of application software, and takes a lead role involving software development with multiple programming languages. The Programmer Analyst manages and deploys databases; develops complex proj ...

  • Penn Foster Inc

    Financial Analyst 1

    6 days ago

    Penn Foster Inc Doral, United States

    The Herbert Wertheim College of Medicine is currently seeking a Financial Analyst I to join our team of professionalsDuties include:Assists with the design of financial spreadsheets used for forecasting, annual budgeting, and monthly variance analysis.Performs data entry and othe ...

  • NBCUniversal

    Sr. Tax Analyst

    2 weeks ago

    NBCUniversal Doral, United States

    We create world-class content, which we distribute across our portfolio of film, television, and streaming, and bring to life through our theme parks and consumer experiences. We own and operate leading entertainment and news brands, including NBC, NBC News, MSNBC, CNBC, NBC Spor ...

  • Taleo

    Mechanical Engineer

    2 weeks ago

    Taleo Doral, United States

    As part of Tetra Tech's High Performance Buildings Group, we bring together the expertise of talented engineers, commissioning agents, and energy analysts from around the world. We offer high-end, sustainable building consulting and MEP engineering services for blue-chip clients ...

  • Blackstone Restaurant

    BXMA- Client Service Analytics, Analyst

    1 week ago

    Blackstone Restaurant Doral, United States

    Blackstone is the world's largest alternative asset manager. We seek to create positive economic impact and long-term value for our investors, the companies we invest in, and the communities in which we work. We do this by using extraordinary people and flexible capital to help c ...

  • Lofty Inc

    Fullstack Engineer

    2 weeks ago

    Lofty Inc Doral, United States

    [Full Time] Fullstack Engineer at Lofty (United States) | BEAMSTART Jobs · Fullstack Engineer · Lofty United States · Date Posted · 31 Oct, 2022 · Work Location · Miami, FL, United States · Salary Offered · $160000 — $200000 yearly · Job Type · Full Time · Experience Required · ...