Credit Risk Senior Analyst - Buffalo, United States - M&T Bank

Description

Credit Risk Senior Analyst (Hybrid - Buffalo, NY) page is loaded

Credit Risk Senior Analyst (Hybrid - Buffalo, NY)

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remote type

Hybrid Position

locations

Buffalo, NY

time type

Full time

posted on

Posted 2 Days Ago

job requisition id

R61281


Overview:
This position operates in the 2nd LOD as part of Credit Risk Management department. This position and will assist in providing independent oversight of the 1st LOD Quality Control/Management activities,
through independent testing, monitoring, reporting and escalation of credit process controls that may be deficient. This position will apply all of the laws, regulations and supervisory guidance related to the position. Interacts with the Senior Management, Regulators and Internal Audit.

Primary

Responsibilities:
Perform independent review of the 1st LOD's credit process controls, controls testing plan, test reports, dashboard, any 2nd LOD testing as required, and provide ongoing assessment of the status including any control deficiencies and improvements

• Conduct review and challenge sessions on all aspects of the Quality Control/Management program on an ongoing basis
• Document and maintain challenge session questions and 1st LOD responses as evidence of 2nd LOD review
• Identify and assist in issuing findings as necessary to 1st LOD for remediation and follow up for timely completion
• Apply statistical techniques as required and complete analyses of 1st LOD reports/results using data from disparate sources and systems
• Create and publish quarterly memos on the status of Quality Control/Management program with critical findings, deficiencies,

recommendations

and required remediation

• Create and publish periodic 2nd LOD Quality Control/Assurance reports with appropriate metrics

Present QM program status with

observations/findings

from independent testing/review of 1st LOD activities and escalate critical issues/findings to risk governance committees as required

• Collaborate with the 1st LOD during the control design and implementation phases and provide guidance and challenge to ensure process is well controlled
• Assist in establishing quality control/management activities required for the 2nd LOD process (Credit Decisioning, Special Assets)
• Perform independent testing of the 2nd LOD quality control activities and publish periodic reports with deficiencies and recommendations for remediations and improvements as applicable
• Develop a working knowledge by understanding the systems and technology that support all the process of commercial credit value chain
• Partner with the first line to understand key risks, significant changes including organizational structure, policies, processes, technology etc.

, and ensure associated impacts are accounted for in quality control/assurance functions

• May require coaching of junior analysts as required
• Promote an environment that supports diversity and reflects the M&T Bank Brand
• Maintain M&T Internal Control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
• Complete other responsibilities as assigned and contribute to other CRM projects and initiatives as required

Scope of

Responsibilities:
Must collaborate with business partners (within and external to Credit Risk) on credit processes, procedures and guidelines, enterprise wide risk,

compliance/regulatory

issues, credit policy, credit automation
Communicate with senior management
Supervisory/Managerial


Responsibilities:
May provide work leadership to one or more analysts

Education and Experience Required:
Bachelor's degree in relevant discipline (e.g., Finance, Accounting or Economics) and minimum of five years' experience including a minimum of two years' experience in the finance industry,
OR

in lieu of degree, a combined 9 years' work experience and/or higher education with a minimum of two years' experience in the finance industry.

Demonstrated knowledge of financial principles, regulatory & compliance issues facing the banking industry.
Ability to work with databases, conduct queries for generating custom views and reports
Experience leading cross functional project exams, ability to work across all divisions and project management
Strong written, presentation skills, knowledge of personal computers and MS Office suite.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $85, $141,840.07 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America

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At M&T Bank, we make a difference in people's lives .

For more than 160 years, we've been providing our customers with guidance and financial solutions, leading our communities through challenges and growth opportunities, and empowering our employees to build purpose-driven careers.

Our talent and culture set us apart.

Our core values drive the work we do – integrity, ownership, collaboration, curiosity, candor.

We seek to further build upon our record of success by bringing in diverse talents and fresh skill sets while supporting the growth and development of all team members.

At M&T, we are a talent and people driven organization. Take a peek inside M&T's Human Capital Report

to learn how it feels to be one of our 17,000+ employees.
We are constantly renewing.

Our future success relies on our ability to understand what's important to our customers and use that understanding to build new and innovative customer experiences.

We support our employees every step of the way.
Competitive compensation
Full medical & dental benefits, Heath Savings & Flexible Spending Accounts, and life/disability insurance
Generous paid time off (PTO) plus 11 paid holidays and an option to buy additional PTO
401(k) match at 5% with options for Roth and discretionary employer contributions
A deep commitment to equity, including 14 resource group charters, a D&I sponsorship program, 40 annual paid volunteer hours and more
Various options for tuition assistance, paid parental leave, stock purchase, wellness and employee discounts
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Are you ready to join us? Apply today to start the journey.
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for assistance.
M&T Bank Corporation is an Equal

Opportunity/Affirmative

Action Employer, including disabilities and veterans.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.

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