Loan Accounting Specialist - Chico, United States - Golden State Farm Credit

Description

Do you notice right away when someone has a new coffee cup?
Can you quickly spot an extra number in a transaction or the decimal in the wrong spot?
Do you find it rewarding to build relationships with customers as you provide prompt and efficient customer service?

If you are experienced accounting professional that is savvy with numbers with a critical eye and strong attention to detail, then you may be the perfect candidate for Golden State Farm Credit's Loan Accounting Specialist position.

We are looking for a self-motivated individual to join our Loan Accounting team who will work independently and as part of the finance team.

The ability to prioritize tasks based on importance and urgency, ensuring accuracy while meeting time sensitive deadlines is essential in this position.

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DEADLINE TO APPLY:
Monday, Monday February 26th, 2024 @ 5:00pm
Salary Range
Specialist - $44,588 - $65,612
Senior Level - $54,522 - $81,553
Full Time
Non Exempt
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Position Summary

The Loan Accounting Specialist processes and reconciles loan accounting transactions including booking and retirement of loans while also providing assistance to internal and external customers.

Various duties listed under Accounting Specialist duties.

The years of experience, requisite knowledge and skills of the incumbent, and complexity of assignments will differentiate between the levels.

Essential Functions

Loan Accounting (30%)
Books short and long term loans and participations into internal loan software
Verifies information in internal loan software against legal documents prior to booking
Enters interest rate changes or other loan modifications
Processes and reconciles participation settlements
Processes customer payments
Prepares, reviews, and verifies all disbursement requests
Ensures all borrower draft transactions are approved timely before processing in teller system
Enters, verifies, and approves wire and ACH in online banking
Enters and verifies borrower wire and ACH agreements
Prepares bank deposit using check21 scanner
Reviews and balances the daily disbursement and payment transactions and addresses any necessary corrections
Reconciles general ledger accounts for offsetting loan transactions
Verifies customer requests and setup/maintenance of online banking customers
Customer Service (25%)

Answers the phones and assists walk in customers by assessing and interpreting customer needs
Responds to customer requests and/or identifies staff member who should respond to customer requests
Accepts, identifies, and processes loan payments and provides receipts to customers
Provides various other services which may include loan and funds held advances, payoff documentation, and ordering drafts
Provides customer service to internal customers by:

Responding to questions regarding loan accounting processes and procedures
Providing information on the status of loan accounts

Account Reconciliation (25%)

Reconciles cash and clearing accounts by verifying balances and identifying and resolving discrepancies
Identifies and corrects any discrepancies of loan to ledger balances
Administrative Duties (15%)
Reviews, scans, and indexes documents into electronic document storage system
Prepares demand letters
Notarizes documents as needed
Paid Out Loans
Processes re-conveyances as needed
Compiles letters and returns cancelled documents to borrower

Settles transactions and balances records for leases and participated plans
Lease Accounting (5%)

Enters information on payments, and disposals into lease system as needed
Posts lease activity, investigates, and clears any rejected transactions
Data Security and Confidentiality

Appropriately protects the confidentiality, security, and integrity of the Association's systems and data and clients' data
Commitment and Support of Association Mission
Understands, applies, and supports the Association mission and vision statement in a positive, professional manner at work and with customers in all settings
Knowledge & Skills
Knowledge of accounting principles, practices, methods, and regulatory requirements.
Knowledge of accounts payable and loan/lease accounting processes and financial statements.

Skill in identifying and organizing resources in a systematic way to prioritize fluctuating workloads, optimize efficiency, and ensure achievement of Association goals.

Strong attention to detail and skill in identifying opportunities for process improvements
General knowledge of agriculture commodities and agricultural lending.
Knowledge of Microsoft Office Suite (with expertise in excel), computers, current software, and other office tools.
Skill in serving and working effectively with both external and internal customers in a professional, respectful manner.
Skill in analyzing information and problem solving to formulate logical and objective conclusions.
Skill in posting, editing, tracking, organizing, and reviewing data/documents with precision and accuracy.
Must be able to converse and communicate with customers using the English language.
Qualifications
Specialist

Education :
Associate's Degree in Accounting or Bachelor's Degree in Accounting (Preferred)
Experience : 3-5 years of experience in accounting or bookkeeping

Sr. Specialist

Education:
Associate's Degree in Accounting or Bachelor's Degree in Accounting (Preferred)
Experience : 5+ years of experience in accounting or bookkeeping
*or an equivalent combination of education and experience sufficient to perform the essential functions of the job Physical Demands
Positions in this class typically require: keying, talking, hearing, seeing, and repetitive motions.

Sedentary Work:
Exerting up to 10 pounds of force occasionally to lift, carry, push, pull or move objects. Must be able to remain in a stationary position most of the time.

The employee must be able to prepare and analyze data and figures; transcribe data; understand information communicated via computer screens and in written text.

Working Conditions

Employees work in an office environment with moderate noise levels, controlled temperature conditions, and no direct exposure to hazardous physical substances.

Employees may interact with upset staff and/or public and private representatives in interpreting and enforcing departmental policies and procedures.

The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification.

They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.

All personnel may be required to perform duties outside of their normal responsibilities from time to time as needed.

Golden State Farm Credit is an Equal Opportunity Employer and provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to:

race (including traits historically associated with race, such as hair texture and protective hairstyles), relation (all aspects of religious belief, observances and practices including religious dress and grooming practices), color, national origin, ancestry, identity, gender expression, actual orperceived sexual orientation, marital status, military and veteran status, civil air patrol status, age, physical or mental disability, genetic information or medical condition, except where physical fitness is a valid occupational qualification or any other consideration made unlawful by federal, status or local laws.

Applicable law also prohibits unlawful discrimination based on the perception that anyone has any of the foregoing characteristics.

"National origin" also includes discrimination against an individual because of their primary language or because that person holds or presents the California driver's license issued to those who cannot document their lawful presence in the United States, as well as discrimination based upon any of the following: an indivudual's or the indivudual's ancestors' acutal or perceived physical, cultural, or linguistic characteristics associated with a national origin group; marriage to or association with individual's of a national origin group; tribal affiliation; membership in or association with an organization identified with or seeking to promote the interests of a national origina group; attendance or participation in schools, churches, temples, mosques or other eligious institutions generally used by persons of a national origin group; or a name that is associated with a national origin group An applicant's or employee's immigration status will not be considered for any Association employment purpose except as necessary to comply with federal, status or local laws.

California law also prohibits discrimination against individuals providing services in the workplace pursuant to a contract, unpaid interns and volunteers on the basis of actual or perceived race, color, creed, religion, sex, physical or mental disability, genetic information or age.

This applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

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