Commercial Banking Officer Development Program - Champaign
1 week ago

Job summary
This program offers a comprehensive multi-year experience where new bankers will learn and apply financial statement analysis and credit underwriting skills to position them for a successful career in commercial banking.
The Credit Analyst is expected to spread financial statements; prepare Extended Ratio, Cash Flow, and Collateral Analyses; prepare the quarterly M-Track monitoring reports; prepare credit approval documents;
After approximately 1-2 years, the Credit Analyst would be expected to understand how to appropriately assess and structure loan requests,
Managing loans; performing preliminary analyses of loan requests recommending an appropriate response for bank management's consideration discussing the credit decision with applicant/customer developing new business by calling on businesses accountants attorneys other centers of influence in community maintaining excellent credit quality tracking receipt of timely financial information verifying compliance with covenants monitoring loan grades based on customer performance considering industry factors participating actively in community organizations being visible at events assisting bankers with closings administration special projects as needed,
Job description
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