Jobs
>
Elmwood Park

    C&I Lending Senior Underwriter - Elmwood Park, United States - Spencer Savings Bank

    Spencer Savings Bank
    Spencer Savings Bank Elmwood Park, United States

    2 weeks ago

    Default job background
    Description


    Job Description Job Description BASIC FUNCTION Responsible for underwriting for the company and evaluating commercial lending applications originated by the department.

    MAJOR RESPONSIBILITIESProcesses, underwrites and evaluates (approve/decline) credit applications sourced from the companys branch network and loan officers.

    Analyzes financial data, assesses underlying credit risks and determine overall credit worthiness of prospective borrowers for loan requests ranging from $250,000 to $20,000,000.Provides ongoing monitoring of the loan portfolio through the annual reviews, renewals of existing credit facilities and monitoring financial and covenant compliance.

    Communicates credit decisions / issues to customers and appropriate Bank personnel.
    Gathers information and analyzes borrower data, including historical and current financial statements and competitive industry information.
    Works closely with Sales Team, C&I Director and CLO in structuring loans. Recommends appropriate loan transactions.
    Interacts with environmental engineers, third party vendors and bank personnel.
    Prepares loan submissions for Credit Committee and Board of Directors.
    Assists in writing new/revised department policies and procedures.
    Maintains required knowledge related to bank credit policies, loan programs, and real estate markets.
    Performs other duties as required.


    JOB REQUIREMENTSEducation:
    College degree in Business, Finance, or Accounting; or equivalent related business experience

    Experience:


    Minimum of 5 years related experience required; including commercial underwriting experience, and strong credit skills and knowledge of credit policy.

    Working knowledge of credit issues, bank policies and commercial loan documentation.
    Demonstrated ability to analyze tax returns, operating statements and pro-forma statements to calculate loan-to-value ratio and debt-coverage ratio.
    In depth experience with cash flow and leverage analysisExcellent written/verbal communication skills required.
    Proficiency with various software programs including MS Office and financial spread software (i.e. Moodys, TAC).#J-18808-Ljbffr
  • Allianz Popular SL.

    Senior Liability Underwriter Midcorp

    3 weeks ago

    Allianz Popular SL. New York, United States

    Allianz Compania de Seguros y Reaseguros Tipo de puesto: Jornada completaTrabajo en remoto: Trabajo hibridoIndefinido Cluster de la posicion: Non-ExecutiveDentro del Area de Negocio de Empresas y reportando al Liability Manager se encargara de la suscripcion de cuentas Midcorp de ...

  • Swiss Re

    Senior Underwriter or Underwriter

    3 weeks ago

    Swiss Re New York, United States

    About the Team: · Results and profit oriented underwriting in domestic E&S Property market with strong emphasis on Nat Cat exposures sourced from wholesale brokers nationally. · About the Role: Discusses & negotiates individual deals with clients and brokers. · Analyses and ass ...

  • Spencer Savings Bank

    C&I Lending Senior Underwriter

    3 weeks ago

    Spencer Savings Bank Elmwood Park, United States

    Job Description · Job Description · BASIC FUNCTION Responsible for underwriting for the company and evaluating commercial lending applications originated by the department. · MAJOR RESPONSIBILITIES · Processes, underwrites and evaluates (approve/decline) credit applications sou ...

  • Spencer Savings Bank

    C&I Lending Senior Underwriter

    2 weeks ago

    Spencer Savings Bank Elmwood Park, United States

    Job Description · Job DescriptionBASIC FUNCTIONResponsible for underwriting for the company and evaluating commercial lending applications originated by the department. · MAJOR RESPONSIBILITIES · Processes, underwrites and evaluates (approve/decline) credit applications sourced f ...

  • SilverTech

    A Senior Underwriter is a professional who assesses and evaluates risks associated with insurance policies and determines the appropriate coverage and premiums for clients

    3 weeks ago

    SilverTech Passaic, United States

    About Allianz Esa GmbH: · We are one of the largest and most reputable financial service providers in the world. As a subsidiary of an insurance company, we are responsible for the transport insurance sector with a European focus. We have multiple locations throughout Germany. · ...

  • Crum and Forster

    Senior Underwriter

    1 week ago

    Crum and Forster Jersey City, United States

    Senior Underwriter - Seneca E & S Specialty Package · Job Locations · US-NJ-JERSEY CITY | US-NY-NEW YORK | US-NJ-Remote | US-NY-Remote · Job ID · Category · Underwriting · Type · Regular · Division · Seneca · Crum & Forster Company Overview · Crum & Forster (C&F) · , ...

  • Crum and Forster

    Senior Underwriter

    3 weeks ago

    Crum and Forster Jersey City, United States

    · Senior Underwriter - Seneca E & S Specialty Package · Job Locations · US-NJ-JERSEY CITY | US-NY-NEW YORK | US-NJ-Remote | US-NY-Remote · Job ID · Category · Underwriting · Type · Regular · Division · Seneca · Crum & Forster Company Overview · Crum & Forster (C&F), with a proud ...

  • AXIS Capital Holdings Limited

    Senior Underwriter

    3 weeks ago

    AXIS Capital Holdings Limited New York, United States

    AXIS US Construction team is seeking an experienced professional to join our team as a Senior Underwriter focusing on Builders Risk (Project and Master). This role will be at the ground level, helping launch our Builders Risk expansion into the US Builder, Underwriter, Writer, Ri ...

  • Insight Risk Technologies

    Senior Underwriter

    3 weeks ago

    Insight Risk Technologies New York, United States

    Company Overview: · Insight Risk Technologies brings Builder's Risk Insurance into the modern age, providing world-class insurance programs combined with technology-enabled loss prevention and productivity tools that lower Total Cost of Risk for clients while enhancing underwri ...

  • Oliver James Associates

    Senior Underwriter

    3 weeks ago

    Oliver James Associates New York, United States

    The company: · Oliver James has been partnered exclusively with a highly reputable commercial lines carrier specializing in the small to middle market business space. · The role: · At this time, they are looking to engage with experienced underwriters with small to mid commercial ...

  • GNY Insurance Companies

    Senior Underwriter

    3 weeks ago

    GNY Insurance Companies New York, United States

    Job Details · Level Experienced Job Location NEW YORK HEADQUARTERS - NEW YORK, NY Remote Type Hybrid Position Type Full Time Education Level Undisclosed Salary Range Undisclosed Travel Percentage Undisclosed Job Shift Undisclosed Job Category Insurance Description · Position Su ...

  • Confidant Recruiting Inc

    Senior Underwriter

    3 days ago

    Confidant Recruiting Inc New York, United States

    A rapidly expanding direct lender in alternative finance for small businesses is seeking a Senior Underwriter. The Sr. Underwriter must possess a strong background working with a diverse set of small business with a focus of underwriting loans in the $100,000 to $10 million range ...

  • Insight Risk Technologies

    Senior Underwriter

    3 weeks ago

    Insight Risk Technologies New York, United States

    Company Overview:? · Insight Risk Technologies brings Builders Risk Insurance into the modern age, providing world-class insurance programs combined with technology-enabled loss prevention and productivity tools that lower Total Cost of Risk for clients while enhancing underwrit ...

  • Crum & Forster

    Senior Underwriter

    3 weeks ago

    Crum & Forster Jersey City, United States

    Crum & Forster Company Overview: · Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A" (Excellent) ...

  • CapSpecialty

    Senior Underwriter

    2 weeks ago

    CapSpecialty Short Hills, United States

    Med,Dent,Vision; Company Matching 401k; Co. Paid Life ins., STD, LTD; Open Vacation; Generous Sick and other paid leave; various bonus opportunitiesSenior Commercial Underwriter Special RisksCT / IL / WI / NJ HybridWant to join an exciting and collaborative company that offers co ...

  • Allianz Commercial

    Senior Underwriter

    3 weeks ago

    Allianz Commercial New York, United States OTHER

    If you are a current AzC employee and wish to refer a candidate for this role, please click here for instructions and eligibility criteria · Cluster: Allianz Professional · Let's care for tomorrow. · Your ambitions. Your dreams. Your tomorrow · At Allianz Commercial (Az ...

  • PURE Insurance

    Senior Underwriter

    3 weeks ago

    PURE Insurance New York, United States

    About the role. · The Senior Underwriter is a key member of the underwriting team reporting to the Regional Underwriting Manager. The primary goal of this position is to profitably grow a book of business by actively partnering with brokers and working effectively with colleague ...

  • Markel

    Senior Underwriter

    3 days ago

    Markel New York, United States

    The position encompasses retail IT and Cyber underwriting. The focus of the position includes reviewing, analyzing, accepting, and declining risks to ensure The position encompasses retail Cyber/IT & Misc. EO underwriting. The focus of the position includes reviewing, analyzing, ...

  • CapSpecialty

    Senior Underwriter

    3 weeks ago

    CapSpecialty Short Hills, United States

    Medical, Dental, Vision,Open Vacation Plan; Matching 401(k); Co. Paid Life Ins, STD, LTD; Generous Paid Sick & Family Bonding Leave; Tuition & Educational ReimbursementsWant to join an exciting and collaborative company that offers competitive compensation and benefits packages i ...

  • OFS Fitel

    Senior Underwriter

    1 week ago

    OFS Fitel New York, United States

    Job DescriptionBITCO Corporation , headquartered in Davenport, Iowa, is seeking a Senior Underwriter for our branch office located in Pasadena, California. With 11 branch offices in 10 states, BITCO provides quality insurance services to special industries including construction, ...