Director of Compliance - Remote, United States - Braviant Holdings

Description

At Braviant, we believe in hiring great talent and offering them the flexibility to achieve great results unbounded by geography. Braviant is offering a fully remote option for anyone in the U.S. who wants to join our team and help us grow. We also have an office space in the heart of downtown Chicago for those who prefer to get out of the house and collaborate with some colleagues in person.

Who we are:

Braviant is a leading provider of tech-enabled credit products that combines breakthrough technology and cutting-edge machine learning to transform how people access credit online. Our next-generation approach to lending reduces credit barriers and creates a Path to Prime to help millions of underbanked consumers build credit history, reduce their cost of borrowing, and take control of their personal finances. Braviant has been named multiple times to the Inc. 5000 list of fastest growing private companies and has been recognized as a Best Place to Work by Crain's Chicago, BuiltIn Chicago and American Banker.

The Role:

We're looking for an exceptional Director of Compliance to support our consumer lending business. Reporting to the Chief Compliance Officer, you will be responsible for supporting all areas of compliance as we build and scale our U.S. operations. In this role, you will be a member of a dynamic and entrepreneurial team and will have the opportunity to drive our compliance framework forward as you help shape our long-term regulatory strategy.

What you'll be doing:

• Provide hands-on, comprehensive support and guidance to business partners and senior leadership to ensure compliance with federal and state regulatory obligations
• Implement and oversee controls across critical business processes to mitigate compliance, operational, and reputational risks
• Lead cross-functional working groups to drive compliance initiatives
• Advise the business on new products, features, model developments, and other business and operational initiatives
• Interface with and represent the company to auditors, regulators, and other external parties
• Oversee and execute risk assessments, monitoring, and testing
• Administer the vendor management program, including conducting due diligence and third-party risk analysis
• Oversee the investigation of and response to consumer complaints and regulatory inquiries
• Develop and implement our compliance strategy and roadmap
• Prepare presentations and reports for senior stakeholders, the compliance committee, and key strategic partners
• Think strategically to identify opportunities and recommend strategies, policies, and procedures that align with the company's objectives
• Manage and refine our compliance training program
• Lead and develop a team of compliance professionals
• Monitor the effectiveness of our compliance initiatives and identify opportunities to enhance and streamline processes

What you'll bring:

• 7+ years of Compliance experience in banking, consumer financial services, or a similar industry
• Specialized and thorough knowledge of consumer financial services, including the Gramm-Leach-Bliley Act (GLBA), Fair Credit Reporting Act (FCRA), Truth in Lending Act/Regulation Z (TILA), Equal Credit Opportunity Act/Regulation B (ECOA), and Fair Debt Collection Practices Act (FDCPA) required; knowledge of BSA/AML/KYC preferred
• Demonstrated experience with external auditors and regulators, including interacting with regulatory agencies and representing the company during audits, exams, and agency actions
• Prior experience with compliance monitoring, testing, and reporting
• Proven track record of designing and implementing robust compliance programs and controls and building effective relationships across organizations
• Ability to stay informed of regulatory developments and emerging trends and communicate relevant impacts to the company.
• BA required; advanced degree or professional certification (e.g. CRCM, ACAMS) preferred
• Excellent verbal and written communication skills
• Proven ability to develop, mentor, and lead a team
• Self-motivated, able to prioritize, and comfortable working both collaboratively and autonomously in a fast-paced startup environment
• Strong Excel skills and the ability to learn our systems
• Humble hustle – a strong work ethic and hands-on approach

What it's like to work here:

We're about achieving results while having fun along the way. We believe in solving problems together and building on each other's ideas. Our teams are comprised of smart, curious individuals and we encourage everyone to think like an owner, take initiative and drive their careers. Our broad roles provide tremendous opportunities for individuals to acquire new skills, gain exposure to all areas of the business, and quickly see their impact at Braviant. Want to learn more? Check us out on Glassdoor, BuiltIn and our Newsroom