Indirect Credit Buyer II - Sandy, United States - Mountain America Credit Union

Description

locations

Salt Lake - 735 South State Branch (0025)
time type

Full time
posted on

Posted 2 Days Ago
job requisition id

R15230
Please reference the schedule and minimum qualifications listed below before applying.

If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at option 1 or email

and every reasonable effort will be made to accommodate your needs in a timely manner.
Job Summary

Make lending decisions on dealer submitted credit applications in accordance to MACU lending guidelines, building and maintaining dealer relationships through marketing efforts.

Provide quality service to members, dealerships, Indirect Lending Staff members and branches. Represent the credit union in a professional manner.

Please reference the schedule and minimum qualifications listed below before applying.

If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at option 1 or email

and every reasonable effort will be made to accommodate your needs in a timely manner.
Job Summary

Make lending decisions on dealer submitted credit applications in accordance to MACU lending guidelines, building and maintaining dealer relationships through marketing efforts.

Provide quality service to members, dealerships, Indirect Lending Staff members and branches. Represent the credit union in a professional manner.

Job Description


LOCATION

Mountain America Center - Hybrid:
9800 S Monroe St
Sandy, UT 84070

SCHEDULE
Full Time
M- F 9- 6 PM
With occasional Saturdays and holidays

ESSENTIAL DUTIES AND RESPONSIBILITIES

Negotiates underwriting terms and makes lending decisions on dealership submitted credit applications in accordance to MACU lending guidelines and policies.

Establishes and maintains mutually beneficial lending channels with vendors and merchants participating in our Automotive Indirect Lending Program.
Maintains and expands a quality loan portfolio as outlined in the MACU loan policy statement.
Provides top quality and consistent credit decisions between the lending platforms by coordinating with branch managers and FSRs.

Concurs on lending decisions when a loan amount is over the lending limit and/or outside of the guidelines of an Indirect Lending Buyer I.

Performs other duties as assigned.
KNOWLEDGE, SKILLS, and ABILITIES
The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.
Experience
Three to five years of similar or related experience
Education
Two-year college degree or completion of a specialized course of study at a business or trade school or equivalent
~
Licenses, Certificates, Registrations
n/a
Computer/Office Equipment Skills
Adding machine/10-Key. Type a minimum of 35 words per minute. Basic computer operating skills (windows navigation, mouse/keyboard functionality) Intermediate to advanced level skill for Microsoft Office (Outlook, Word, PowerPoint, Excel)
Managerial Responsibility
Have no

supervisory/managerial

responsibilities
Language Skills
Must have the ability to read, understand and carry out instructions in written and oral form.
Other Skills and Abilities
Knowledge and understanding of credit union lending policies and procedures. Must be able read credit bureaus, be self motivated, multi-task and detailed oriented.

Must have the ability to originate and maintain dealer relationships; meet individual and departmental goals, handle and resolve disputes with members, dealers, and branches.

Must have excellent communication skills, knowledge and ability to use the internet and other computer software applications and perform basic clerical functions.

Provide quality service to all members, vendors, clients, and prospective clients. Represent the Credit Union in a professional manner.
PHYSICAL ABILITIES / WORKING CONDITIONS
Physical Demands
Ability to talk, hear, sit, use hands to handle or feel and reach with hands and arms consistently.
Vision Requirements
Close vision (clear vision at 20 inches or less) Distance Vision (clear vision at 20 feet or more)
Weight Lifted or Force Exerted
Ability to lift up to 10 pounds consistently and up to 50 pounds occasionally
Environmental
There are no unusual environmental factors
Noise Environment
Moderate noise (business office with computers and printers, light traffic)

This Job is not eligible to be performed in Colorado or Connecticut, either remotely or in-person.
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Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.

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