Loan Processor - St George, United States - State Bank of Southern Utah

Description

Process and verify accuracy of loan files. Assist loan officers, obtain necessary information to process loan files, document loan files efficiently and completely, enter data for new loan accounts, process payments on loans, maintain loan documents and files, hold knowledge of commonly-used concepts, practices, and procedures within the lending industry. Open and close loans in banking system. A Loan Processor will rely on instructions and pre-established guidelines to perform their job functions of creating, processing, and closing loans. Other duties include administrative work, answering phones and excellent communication with borrowers. This is not a remote work opportunity.

Essential Duties And Responsibilities

• Data entry for new loan accounts, create loan documents
• Process the documents received for each file, verifying the accuracy and completeness of each document. Board completed loans.
• Payment processing.
• Loan maintenance including establishing, maintaining and updating files, databases, records and/or other documents for internal reports.
• Collect required documentation from applications and follow up on missing items.
• Order credit reports and title reports
• Assure that all customer files are complete and in compliance with regulatory agencies and internal policies.
• File loan documents with appropriate agencies both within and outside the bank.
• Ensure customer privacy, security of files and appropriate staff access.
• Follow up on initial insurance requirements.
• Prepare closing documents and wire transfer instructions. Deliver documents to Title Company closer and review settlement statement.
• Answer phones and greet customers.
• Return all inquiry calls within one business day.
• Additional duties as assigned.

Minimum Qualifications

• High School Graduate or GED
• Must be at least 18 years of age
• Must pass a credit and background check

Preferred Qualifications

• 3+ years job experience
• Associate's or Bachelor's degree or equivelant experience
• Familiarity with bank lending policies and regulations

Skills

• Ability to effectively use a computer and software applications to complete job functions (Computer Programs/Systems)
• Ability to be resourceful and take ownership of duties (Self-Management)
• Strong, independent work ethic (Strong Work Ethic)
• Working knowledge of Microsoft Office, Windows, and Internet Browser (Computer Programs/Systems)
• Excellent organizational skills, good time management, and the ability to multitask and prioritize workload (Self-Management)
• Excellent oral and written communication skills (Communication)
• Ability to interact with all levels of employees, customers and vendors (Customer Service)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR c)