Assistant Branch Manager Loan Officer Southside - US HWY Southside, Alabama, United States

Description · Position and Description · Assistant Branch Manager – Loan Officer · Metro Bank · Southside Branch · Southside, Alabama · Metro Bank is seeking a detail-oriented Bank Loan Officer to guide our clients through the loan process. · Responsibilities will include meeting ...

Job description

Description

Position and Description

Assistant Branch Manager – Loan Officer

Metro Bank

Southside Branch

Southside, Alabama

Metro Bank is seeking a detail-oriented Bank Loan Officer to guide our clients through the loan process.

Responsibilities will include meeting with applicants, preparing loan proposals, and examining active loans.

You will also be tasked with making sure the loan agreements are following federal and state regulations.

The ideal candidate is a skilled communicator, has excellent analytical skills, and is comfortable working in a fast-paced environment.

Responsibilities

Evaluate creditworthiness and eligibility for obtaining loans.

Maintain an existing loan portfolio of commercial and consumer loans.

Develop commercial business in the market area.

Meet with applicants to obtain information for loan applications.

Review active loans and loan applications to ensure compliance with laws and regulations.

Manage and update loan records and send to loan processing for verification.

Explain to customers the diverse types of loans and credit options that are available.

Approve loans withing specified limits and refer loan applications outside those limits to management for approval.

Responsible for the Branch Manager's primary duties in their absence.

Performs other tasks requested by Branch Manager as they relate to the Bank and its functions.

Qualifications

Proven work experience as both a Commercial and Consumer Lending Officer

Understanding of lending procedures and customer service experience

Strong understanding of banking laws and regulations

Excellent communication and people skills

Ability to manage confidential and sensitive information.

Ability to work well under pressure and meet deadlines.

BS degree in finance, economics, or related field

Benefits

401(k) Plan and ESOP Retirement Plans (Excellent Employer Contributions)

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Excellent Sick Leave and Vacation Policy

Cafeteria Plan

Life Insurance (Employer Provided)

Long Term Disability (Employer Provided)

Qualifications

Metro Bank seeks individuals with strong personal attributes such as positive outlook, integrity and a passion to work with our customers and serve our community.  Metro Bank has a family atmosphere where all employees are treated fairly and promoted based on work ethics and performance.

Metro Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.