P1 Credit and Financial Analyst - Norcross, GA, United States - Truliant Federal Credit Union

Description

Truliant's mission is to improve lives by putting our members first, providing great service and straightforward financial solutions.

Our core values of Member Focus, Service, Guidance, Relationships, and Community define how we interact with members to fulfill our mission of improving lives and providing a foundation on which we conduct ourselves.

The Credit Analyst is responsible for evaluating the creditworthiness of individuals, businesses, or organizations applying for loans or credit.

The Credit Analyst assess financial data, credit histories, and other relevant information to determine the risk involved in extending credit.

Key responsibilities include analyzing financial statements, making credit recommendations, ensuring compliance with credit policies, and maintaining effective communication with stakeholders.

The Credit Analysts plays a crucial role in managing credit risk and supporting the organization's financial objectives
Evaluates credit applications and financial statements to determine creditworthiness.
Conducts risk assessments and analyze credit reports, payment histories, and other relevant information.
Determines credit limits and terms based on established policies and guidelines.
Communicates credit decisions to internal stakeholders and external clients.
Monitors and reviews credit accounts to ensure compliance with payment terms and credit limits.
Identifies and mitigates credit risk factors through ongoing analysis and reporting.
Collaborates with the sales and customer service teams to support customer relationships and resolve credit-related issues.
Stays updated on industry trends, regulations, and best practices related to credit analysis.
Assists with other tasks and projects as assigned.

Must have excellent communication skills in English, both verbal and written
Must have basic knowledge of Microsoft Office
Must have ability to understand all business processes within the credit union
Must be able to work in a general office environment
Must be flexible and able to shift resources and priorities as required
Must have strong understanding of financial statements, credit risk assessment, and credit scoring models.
Must be proficient in financial analysis tools and software.
Must have experience with insurance premium finance or related financial services

Should become knowledgeable of P1 Finance's best practices, policies, and procedures while demonstrating a strong commitment to providing excellent service to Truliant's members.

Must be able to sit at a desk for long periods of time and use a computer
Bachelor's degree in Finance, Accounting, or related field required
Certified Credit Analyst, Chartered Financial Analyst) preferred

As a member of the Truliant family, you will enjoy the following full time benefits:
~ No-cost employee Medical, dental, vision coverage
~ Paid holidays and Paid Time Off (PTO)
~Retirement/pension plan
~ Paid community involvement volunteers hours
~ Tuition reimbursement
~ Short and long-term disability
~ Teledoc (physician video conferencing)
~ Onsite fitness facilities or health club reimbursement
~ Employee Assistance Program (EAP)
~ Medical flexible spending account
~ Dependent care flexible spending account